August 5, 2022 | Inside Mortgage Finance

Mortgage Servicing Market Slightly Less Top-Heavy

The top five servicers saw almost no growth in their combined owned servicing during the second quarter. But a number of companies in lower tiers posted big gains. (Includes three data charts.) Read More

GSEs’ 2022 Earnings Are Likely to Continue to Drop

Falling origination volumes and a return to loan-loss provisions point to lower net income for Fannie Mae and Freddie Mac through the end of the year. Read More

Lenders Getting Innovative as Refi Business Dwindles

With limited demand for refinancing, lenders are peddling other products. While nonbanks are offering home-equity loans, some lenders are selling mortgages with a reduced-fee refi option down the road. Read More

Economists See Mortgage Interest Rates Stabilizing

Lenders have already priced in a recession, economists said, forecasting mortgage rates to keep moving sideways, despite the recent interest rate hike by the Federal Reserve. Read More

Annaly Gobbling Up MSRs with Plans for Further Growth

The REIT’s investments in MSRs increased by 20.2% in the second quarter, based on unpaid principal balance, to $109.0 billion as of the end of June. Annaly sees the assets as a nice hedge to its traditional investments in agency MBS. Read More

Senate’s IRA Bears Little Resemblance to BBB

With prospects for the Build Back Better Act doomed, Senate leadership has proposed a new version of the budget reconciliation legislation under the moniker the Inflation Reduction Act. Read More

GSEs Hear Concerns About Manufactured Home Programs

Agencies and regulators are seeking stakeholder input on how to improve lending and securitization in the manufactured home space. Read More

Grapevine: Quantifying the Downsizing; Margins Improving

When a company right-sizes operations, how many employees lose their job?; margins improve in the second quarter; applications for refis increase. Read More

Inside Mortgage Finance

August 4, 2022

View Archived Issues

Mortgage Servicing Market Slightly Less Top-Heavy

GSEs’ 2022 Earnings Are Likely to Continue to Drop

Lenders Getting Innovative as Refi Business Dwindles

Economists See Mortgage Interest Rates Stabilizing

Annaly Gobbling Up MSRs with Plans for Further Growth

Senate’s IRA Bears Little Resemblance to BBB

GSEs Hear Concerns About Manufactured Home Programs

Grapevine: Quantifying the Downsizing; Margins Improving

Latest Imf News

Borrower Lock-In Easing With Passage of Time

Ginnie Issuance Climbs Slightly in January

Fannie Economists See Interest Rates Staying Higher for Longer

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Featured Data

CRE Securitization Rises in 2025 With Agency MF Boost

Refi Lending Nearly Doubles in 4Q, Purchase Share Drops

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Mortgage Finance

August 4, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?