Originations of mortgages that banks intend to sell decreased more quickly than loan sales by banks in the fourth quarter of 2022.

Lower interest rates weren't enough to keep loan applications increasing.

Chase is "hanging on" and hoping for change in the mortgage market, according to Jamie Dimon.

NCRC applauded the CFPB's decision to appeal a ruling in a redlining case.

Risk analysis should quantify projected profits and losses on MBS and mortgages across a range of rate movements.

ARMs accounted for 11.5% of originations in 2022 compared to a share of 6.0% the year before...

Loans sales by banks and thrifts outpaced originations of mortgages marked for sale for the third consecutive year in 2022. The sales boom looks to be coming to an end as loans held for sale dwindle. (Includes two data charts.)

Three regional banks failed recently due partly to interest-rate risk. To avoid the same fate, mortgage companies of all stripes are being pushed to give up some profits to manage interest-rate risk.

Nonbanks are using short-term warehouse funding to their advantage, ramping up capacity when needed and quickly reducing intake when originations dip, an analysis of nonbanks’ financial statements shows.

GSEs set to adopt new credit scores in late 2025; Rocket’s credit card; new president at MISMO.