Housing affordability concerns are being blown out of proportion, according to Stanley Middleman, CEO of Freedom Mortgage.

Since Aug. 21, three issuers of expanded-credit MBS have offered deals individually sized at larger than $1.0 billion.

Freddie Mac, meanwhile, hasn’t offered a single-family CRT deal since May.

Some 1.5 million homes were listed for sale as of the end of August.

The effort aims to “address crucial workplace and mission needs by eliminating redundancies, streamlining and increasing flexibility in work processes and consolidating administrative functions.”

Among the 333 banks and thrifts that report mortgage-banking income on call reports, income declined by 6.1% on an annual basis in the first half of 2026.

The decline was driven by refis, as locks for purchase mortgages increased by 6%.

Opendoor is now offering purchase mortgages in 21 states and Washington, DC.

Mortgage-banking income declined by 6.1% on an annual basis in the first half of the year. At Chase, the largest bank in the mortgage market, a drop in servicing revenue more than offset an increase in production revenue. (Includes one data table.)

GSE officials suggested that a robust governance framework can help firms responsibly scale use of AI. Industry participants are also facing increasing risks from the technology.