Fannie held $110.46 billion of agency MBS as of the end of April, a 5.3% increase compared with the end of March.

“There’s a tremendous economic incentive to adopt VantageScore, it’s just gonna take some time to work it through,” said Chris Cartwright, CEO of TransUnion.

A lawsuit seeks to block a new CFPB rule loosening anti-discrimination regulations; FHA will continue to use the tri-merge credit pull process; bill passed by House would increase fees on VA home loans to pay for expanded benefits for veterans; delinquencies stay firm in April.

Closed-end second securitization was up on a quarterly basis while activity involving home equity lines of credit declined.

In late February, just before interest rates started rising, the refi share of applications was close to 60%.

It will be the third issuance of its type from Goldman this year, following two similar deals in 2025.

Homesellers are refusing to offer steep discounts.

Overall, refinance business was down compared with the fourth quarter of 2025, though FHA refi volume increased by 6.1% due to FHA-to-FHA refi activity.

Delinquency rates on mortgages with debt-to-income ratios above 43% are only slightly higher than delinquency rates on mortgages overall, according to a new analysis by Moody’s Ratings.

The delinquency rate held steady on a monthly basis, at 3.35% as of the end of April, according to Intercontinental Exchange.