Rocket is offering a permanent 60-bp pricing incentive for agency loans and a broker referral bonus, while UWM extended a 90-bp pricing incentive and removed LLPAs on conforming jumbos.

"The last two weeks of August were among the worst we have seen for housing in years," said Kaz Nejatian, CEO of Opendoor.

The GSEs will disclose scores from FICO and VantageScore for their mortgage-backed securities, credit risk transfer transactions and other securitization activity.

Housing affordability concerns are being blown out of proportion, according to Stanley Middleman, CEO of Freedom Mortgage.

Since Aug. 21, three issuers of expanded-credit MBS have offered deals individually sized at larger than $1.0 billion.

Freddie Mac, meanwhile, hasn’t offered a single-family CRT deal since May.

Some 1.5 million homes were listed for sale as of the end of August.

The effort aims to “address crucial workplace and mission needs by eliminating redundancies, streamlining and increasing flexibility in work processes and consolidating administrative functions.”

Among the 333 banks and thrifts that report mortgage-banking income on call reports, income declined by 6.1% on an annual basis in the first half of 2026.

The decline was driven by refis, as locks for purchase mortgages increased by 6%.