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Home » Authors » Brandon Ivey

Articles by Brandon Ivey

Home Equity Lending Rising, Emphasis on HELOCs

October 2, 2025
Brandon Ivey
Originations of home equity loans in 2025 are on track to top HEL production in 2022, which was the post-2008 peak. The HELOC share of home equity lending is down somewhat from 2022 but still dominates. (Includes three data tables.)
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Congress to Work on Housing Legislation This Month

October 2, 2025
Brandon Ivey
Housing legislation with strong bipartisan support could move forward in the Senate as soon as this month.
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Consolidation in Originations Continues in First Half of 2025

October 2, 2025
Brandon Ivey
The largest lenders gained a little more market share during the first half of the year. (Includes two data tables.)
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FHFA to Propose Reducing Certain GSE Housing Goals

October 1, 2025
Brandon Ivey
Goals for acquisitions of purchase mortgages for low-income borrowers would be reduced under the proposal.
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Redwood Boosting Issuance of Jumbo MBS

October 1, 2025
Brandon Ivey
Redwood is marketing a $684.6 million jumbo mortgage-backed security.
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Short Takes: Rocket Completes Acquisition of Mr. Cooper / Applications Decline / CFPB to Finalize Small Business Lending Rule / Home Price Depreciation in Some Areas / AI Glossary for Mortgage Market

October 1, 2025
Brandon Ivey
Mr. Cooper and all of its servicing functions will be rebranded “under the Rocket umbrella.”
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Senators Raise Concerns About FEMA, NFIP

September 30, 2025
Brandon Ivey
Sens. Elizabeth Warren, D-MA, and Andy Kim, D-NJ, wrote to the leader of the Federal Emergency Management Agency, citing issues with the National Flood Insurance Program.
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Short Takes: Another Month of Home Price Depreciation / Pending Home Sales Increase / Better Offering Bank Statement HELOC / HUD’s Shutdown Warning

September 30, 2025
Brandon Ivey
Home prices declined on a monthly basis for the second consecutive month in July, according to FHFA.
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Other News in Brief

September 29, 2025
Shannon Clark and Brandon Ivey
CFPB proposal on ECOA being reviewed by OMB; NTEU drops one lawsuit against CFPB; ABA asks federal agencies to make sure OCC upholds a national bank preemption standard.
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Better to Originate for Large, Unidentified Company. Stock Soars

September 29, 2025
Brandon Ivey
Better, which does not service loans, has new originations partnerships with two unidentified companies.
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