The effects of the partial government shutdown could be far-reaching, but agency functions related to mortgage lending appear intact.

The whistleblowers raised concerns about the administration’s efforts to limit HUD’s ability to enforce fair housing and civil rights laws.

Some lending operations will continue as usual, though authority to write new policies under the NFIP expired.

Manufactured housing supply might be due to increase if the Trump administration enacts certain reforms, potentially opening a broadly untapped market for mortgage lenders.

The Federal Reserve could lower mortgage rates more effectively by reinvesting its balance sheet runoff in agency MBS, according to a new proposal from Pacific Investment Management Company.

Proposed changes to servicing rules to discourage foreclosures or require nonbanks to maintain cash buffers could add costs for borrowers, according to a report from the Congressional Research Service.

Servicers can comply with the new policies as of Oct. 1, but the mandatory compliance date was extended to Dec. 30.

FHA shut down its loan review system after users reported having issues logging in.

FHA's Matt Jones said the mortgage insurer plans to take a “hard look” at energy conservation code requirements.

The expansion of government-insured lending through the retail channel in the second quarter outpaced growth in correspondent and broker channels. (Includes data table.)