Serious delinquencies among government-backed loans have slightly increased each year since the pandemic, according to an analysis by the Mortgage Industry Advisory Corp.

FHA’s loss-mitigation programs have historically saved the mutual mortgage insurance fund billions by avoiding dispositions, according to a new analysis.

FHA borrowers are more likely to have student loans than other types of mortgage holders, exposing them to the upcoming changes to student loan repayment plans.

FHA delays multifactor authentication compliance; FHA speeds up refis for residential care facilities; HUD announces more rescissions to anti-bias appraisal policies.

Industry stakeholders raised concerns about the lack of staffing and training of employees at the VA’s mortgage program.

The agencies are seeking feedback as they reconsider updated energy codes imposed on new residential construction.

RealKey, an automated loan processing platform, paused operations at the end of May. The startup’s CEO said the investment community has shied away from the mortgage tech space.

The gap between wages and homeownership costs widened in the second quarter of 2025, although it showed signs of stabilization on an annual basis.

The tax credit would cover the difference between the cost of rehabilitation and the price the property fetches in a sale to a buyer with an income well below the area median.

PennyMac was the top correspondent lender of government mortgages in 1Q25.