While the bureau seems to be stepping away from an enforcement focus within the ABS market, industry attorneys note that a Third Circuit decision is still binding.

Both originations and servicing could see negative impacts as the Department of Education resumes collecting on defaulted federal student loan payments.

The bureau reached agreements earlier this week to resolve two lawsuits.

The ABS backed by advances to international students studying in the U.S. could come under pressure due to any changes in immigration and employment policies.

Mortgage lenders can expect to see credit score decreases, higher debt-to-income ratios and potentially fewer loan applications due to the resumption of student loan collections.

Several factors are affecting whether homeowner’s insurance may become more affordable in the future.

Property tax and insurance costs now account for more than 20% of a mortgage payment.

The Consumer Financial Protection Bureau has already followed through with the directive.

Two operators of peer-to-peer lending platforms, Block and Early Warning Services, saw an unusual surge in consumer complaints filed with the CFPB during the first quarter. (Includes two data tables.)

The bureau intends to focus on “actual fraud,” where there are identifiable victims with measurable damages as opposed to matters based on the bureau’s perception that consumers made “wrong” choices.