CFPB Asks SCOTUS to Deny CashCall’s Petition February 9, 2026 Shannon Clark CashCall wants the Supreme Court to weigh in whether the lender waived its right to a jury trial in its lawsuit with the CFPB.Read More
New Jersey Enacts New Disparate-Impact Rule February 9, 2026 Shannon Clark The new rule codifies financial institutions’ existing obligations under the state antidiscrimination law.Read More
CFPB, Trump Clash Over Credit Card Interest Cap February 9, 2026 Shannon Clark President Trump wants Congress to enact a temporary 10% cap on credit card interest rates, while CFPB actions seem to be causing rates to go up.Read More
Other News in Brief February 9, 2026 Shannon Clark Senate Democrats urge CFPB to rescind ECOA proposal; federal court denies trade group’s challenge to the PACE rule; 22 state AGs seek partial summary judgment in a lawsuit against the CFPB.Read More
State Regulators Challenge OCC Preemption Proposals February 5, 2026 Shannon Clark State regulators said OCC’s proposals seeking to preempt state interest-on-escrow laws exceed its authority and ignore legal precedent.Read More
AI Regulation Intensifying at State Level February 4, 2026 Shannon Clark The mortgage industry is concerned that new state-level artificial intelligence regulations will impose duplicative or conflicting requirements.Read More
Two Harbors Bounces Back in 4Q February 3, 2026 Shannon Clark Third-quarter results were hampered by a legal settlement.Read More
Short Takes: FICO 10T Adoption Surges / Purlin Merges With Final Offer / New SVP at First Horizon / Homeownership Gap Within Gen Z February 3, 2026 Shannon Clark FICO says the recent surge in adoption of 10T scoring is largely driven by community lenders operating in underserved markets.Read More
State Regulators Oppose OCC’s Proposal on Preemption January 30, 2026 Shannon Clark The proposals would preempt 12 state laws designed to discourage banks from inflating escrow-account balances as a source of interest-free funding.Read More
Pagaya Enters Forward Flow Agreement for POS Loans January 29, 2026 Shannon Clark The deal will expand Pagaya’s point-of-sale platform. The fintech also launched a revolving asset-backed funding structure this month.Read More