Losses on Auto ABS Pile Up; Investors Adjust December 18, 2025 James Dohnert Losses on auto loan ABS are near record levels. Still, there are pockets of opportunity for savvy investors.Read More
Industry Groups Show Support for Executive Order on AI December 15, 2025 James Dohnert The MBA and CHLA have issued statements showing mortgage industry support for a new executive order that would limit state regulation of artificial intelligence.Read More
Home Equity Declines in 3Q December 15, 2025 James Dohnert The number of homeowners with negative equity increased in the third quarter, according to a new report by Cotality.Read More
Short Takes: Former Fannie CEO Joins Fifth Third Board / Compass Projects Home Sales Boost / Home Flipping ROI Falls in 3Q / New VP of Wholesale Production at ARDRI December 15, 2025 James Dohnert Priscilla Almodovar to join Fifth Third board of directors.Read More
Cross River Bank Issues Its First Commercial MBS December 11, 2025 James Dohnert The $288 million deal is focused on multifamily properties. To this point, the bank’s securitization activity has solely been ABS.Read More
Nonbanks Outpace Banks on Refi Retention December 11, 2025 James Dohnert Banks have deprioritized refinance recapture due to changes in capital requirements and an emphasis on high-net worth borrowers.Read More
Affordability Constrained Even as HPA Slows, Rates Decline December 11, 2025 James Dohnert Housing affordability has improved due to slowing home price appreciation and growing inventory but it is still lagging historical levels.Read More
Borrowers Struggling to Catch Up From DQs December 9, 2025 James Dohnert Foreclosure rates in key metros are on the rise, leading to growing concerns for homeowner stability.Read More
ARMs Help Boost Mortgage Credit Availability December 9, 2025 James Dohnert Lending standards are loosening as more borrowers opt for adjustable-rate mortgages.Read More
Short Takes: Housing Trust Fund Allocation Later This Year / Milliman Acquires MorVest Capital / Monthly Mortgage Payments Rise / Chase Preps Jumbo MBS December 9, 2025 Brandon Ivey and James Dohnert Housing Trust Fund allocations for 2026 were just announced, months behind the usual timeline.Read More