Lenders expect ARM originations to continue to rise even as interest rates have begun to decline.

Last week was the first time in three and a half years that the 30-year FRM interest rate has dropped into the 5% range.

About 21% of homeowners have a rate of 6% or higher, the highest share in a decade.

AD Mortgage issued its largest-ever securitization last week.

Despite some concerns tied to fraud and performance, investors are optimistic that issuance volume will increase this year.

Non-qualified mortgage loans and home equity products are gaining interest from investors, driving securitization up.

Saluda Grade has appointed a new co-chief investment officer to navigate its expansion into new investments in non-residential assets.

Ledn issues ABS backed by Bitcoin loans; fire at SFVegas prompts shift in exhibit hall; banks seek enhanced capital relief for CRTs; Fitch launches group for private ratings; Upstart sells auto loans to Bayview.

Talk of a capital raise for Fannie Mae and Freddie Mac has waned in recent months, leading some policy experts to question whether the Trump administration has the appetite to take the GSEs public.

Investors are expected to take time to adjust to new credit score models and the potential end of the tri-merge scoring requirement at the GSEs.