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Home » Authors » John Bancroft

John Bancroft

jbancroft@imfpubs.com
@https://twitter.com/jbancroftimf
Articles

ARTICLES

S&P Leads Rating Share for Non-Mortgage ABS, Lags in Ratings on Non-Agency MBS

August 19, 2015
John Bancroft
DBRS was the most active rating service in the non-agency mortgage-backed security market halfway through 2015.
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GSE MBS Issuance Continues to Increase, Partly Due to Seasoned Loans

August 14, 2015
John Bancroft
A big part of Freddie’s sharp increase in issuance came from the $8.00 billion of seasoned loans the company securitized in July.
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2Q Profit Tally: Servicing Rebounded From Rough 1Q, But Production Margins Fell

August 14, 2015
John Bancroft
Although all 13 firms reported positive earnings on their origination and sales activity, many noted that production-related revenue did not keep pace...
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Value of REIT MBS Holdings Continues to Slip

August 14, 2015
John Bancroft
It was the group’s lowest MBS portfolio valuation since the fourth quarter of 2011.
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MIs Post Huge Jump in New Insurance Written, Best Showing Since the Crash

August 13, 2015
John Bancroft
The sharp increase in purchase-mortgage lending during 2Q helped float the private MI boat higher.
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Lenders Crank Out a Record $39.7 Billion of VA Mortgages in Fiscal 3Q

August 13, 2015
John Bancroft, George Brooks, and Paul Muolo
Some lenders, such as PennyMac, have promoted the no-downpayment feature in their media advertisements.
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Mortgage Lenders Still Playing it Safe on Loans Sold to Fannie and Freddie

August 12, 2015
John Bancroft
In the second quarter of 2015, 66.4 percent of loans sold to the GSEs had credit scores of 740 or higher.
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The Fastest Growing Loan Types in 2Q: Jumbos and FHA/VA

August 6, 2015
John Bancroft
Over the winter, the VA program had quietly become a much more significant factor in the government-insured market...
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Two Stunners: Ginnie Issuers Pump Out a Record $45.5 Billion; Ginnie Issuance Tops Fannie’s

August 5, 2015
John Bancroft
The last time Ginnie Mae was the top agency issuer was in January of 2009...
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GSE ‘Jumbo’ Share Rising With Heavy Refi Volume

August 4, 2015
John Bancroft
Conforming-jumbos accounted for almost 10 percent of GSE business on single-unit properties in the first half of this year...
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View All Articles by John Bancroft

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