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Home » Authors » John Bancroft

Articles by John Bancroft

Seller Buybacks Surge in 3Q25, Pipeline Also Rises

December 19, 2025
John Bancroft
Recent buyback data suggest the 2024 vintage is one of the most pristine in modern GSE history, although repurchase volume was up in the third quarter of 2025. (Includes three data tables.)
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Production Picks up Slack as Servicing Income Fades

December 19, 2025
John Bancroft
Gain-on-sale margins improved in the third quarter, helping to offset a decline in net servicing income. (Includes data tables.)
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GSEs, Credit Unions and REITs Moving on MBS

December 18, 2025
John Bancroft
Fannie and Freddie have upped their retained MBS holdings significantly in recent months, as have the Federal Home Loan Banks. Analysts expect money managers and insurance firms to remain key investors. (Includes two data tables.)
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REITs Add to Agency MBS Holdings in Third Quarter

December 16, 2025
John Bancroft
Holdings of MBS among REITs increased by 8.4% during the third quarter of 2025.
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Mortgage REITs Up Agency MBS, Shed Non-Agency

December 11, 2025
John Bancroft
Annaly Capital Management remained the top REIT in MBS holdings, though several other shops expanded their portfolios at higher rates during the third quarter. The REIT industry added roughly $40 billion to its combined portfolio over the past year. (Includes two data tables.)
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MBS in Bank Trading Accounts Rise in Third Quarter

December 11, 2025
John Bancroft
JPMorgan Chase’s trading account held the largest combined inventory of MBS, ABS and commercial MBS at the end of the third quarter, though the total was down slightly from June. (Includes two data tables.)
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Agency MBS Issuance Hits High for Year in November

December 9, 2025
John Bancroft
Agency MBS issuance in November hit a level last seen in August 2022 at the tail end of the pandemic-driven mortgage boom.
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Refis Lift Agency MBS to Three-Year High in November

December 4, 2025
John Bancroft
The gain in November agency MBS issuance came from another rise in rate-term refinance securitization. United Wholesale Mortgage, Rocket and Pennymac remained the top three agency sellers despite declines in monthly volume. (Includes two data tables.)
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Bank ABS Holdings Decline in 3Q25, Auto Portfolios Grow

November 26, 2025
John Bancroft
TD Bank, the largest bank investor in ABS, increased its portfolio significantly in the third quarter, but most of its peers reported declines. (Includes two data tables.)
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Bank CLO Holdings Decline in 3Q25, BofA Ramps Up

November 26, 2025
John Bancroft
2025 has been a banner year for CLO issuance, mostly from refinance and reset transactions, but bank investment in the sector declined in the third quarter. (Includes data table.)
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