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Home » Authors » John Bancroft

Articles by John Bancroft

Publicly Traded Nonbanks Post Earnings Gain for 3Q17 – Thanks to PennyMac

November 21, 2017
John Bancroft
Excluding PennyMac, the eight remaining nonbanks had a combined $41.21 million net loss on mortgage banking activity…
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3Q17 Results: Third-Party Lenders Gained Market Share in a Purchase-Heavy World

November 21, 2017
John Bancroft
In the broker channel, United Wholesale Mortgage once again dominated…
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A Strong October for Freddie, GSE Takes Market Share from Fannie

November 20, 2017
John Bancroft
Freddie officials stated that the GSE continued to incur market-adjusted pricing costs in the form of lower MBS guarantee fees.
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GSE Sellers Take Baby Steps on Risk – but at a Glacial Pace

November 20, 2017
John Bancroft
This most-risky bucket accounted for just 2.6 percent of refi business in the third quarter...
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Conventional-Conforming Market Tapped into Surging Refi Business in 3Q17

November 16, 2017
John Bancroft
Roughly $269 billion of conventional-conforming loans were originated from July through September, according to Inside Mortgage Finance...
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Mortgage REITs Boost Residential MBS Holdings in 3Q17

November 16, 2017
John Bancroft
MBS-investing REITs boosted their holdings by 10.1 percent on a sequential basis…
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Correspondent Share of FHA Loans Nears the 49 Percent Mark

November 14, 2017
John Bancroft
Correspondent programs are most dominant in the FHA market, perhaps reflecting a preference among large producers to have recourse…
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Surprise: CMBS Has its Best Issuance Quarter Since 2Q08

November 10, 2017
John Bancroft
Fannie, Freddie and Ginnie continued to dominate multifamily activity…
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Private MIs Gained Ground in 3Q17, but VA Shined the Most

November 9, 2017
John Bancroft
Arch MI remained the top private insurer in the third quarter and year-to-date, although its competitors gained some ground…
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Retail Still the Largest Source of Agency Loans

November 7, 2017
John Bancroft
Correspondents generated 38.8 percent of the market and posted the highest purchase-mortgage concentration, 77.8 percent.
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