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Home » Authors » John Bancroft

Articles by John Bancroft

Investor Demand Sturdy Enough to Absorb Slight Growth in Agency Single-Family MBS

March 16, 2018
John Bancroft
The fastest-growing program continued to be Ginnie Mae MBS, which shot up 8.2 percent for the year…
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Home Equity Originations Strong in 2017, Sector Has its Best Year Since 2008. However…

March 15, 2018
John Bancroft
Wells Fargo was the top home equity lender in 2017 with total second lien production of $24.8 billion, according to a tally from Inside Mortgage Finance…
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Agency MBS Production Slumped in February

March 9, 2018
John Bancroft
Higher mortgage interest rates are squashing the refinance sector…
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‘Big Ticket’ Mortgage Lending Lost Market Share in 2017

March 8, 2018
John Bancroft
An estimated $437.84 billion of home loans greater than the $424,100 benchmark agency limit were originated in 2017…
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GSE Loan Buybacks Fell Sharply in 4Q17, Second Lowest Reading Ever

March 5, 2018
John Bancroft
Wells Fargo led the pack in GSE buyback activity for the fourth quarter…
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The Seasonal Downturn Strikes: GSE Production Declined in February

March 5, 2018
John Bancroft
Business levels at the two were not the same: Fannie MBS issuance was down 14.1 percent from January, while Freddie production was up 0.5 percent…
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Mortgage REITs Continue to Build MBS Portfolios, a 17 Percent Gain for the Year

March 2, 2018
John Bancroft
Redwood Trust grew its non-agency holdings by an impressive 38 percent…
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Purchase-Mortgage Lending Turns in its Best Year Since 2006

March 1, 2018
John Bancroft
An estimated $1.148 trillion of home-purchase mortgages were originated in 2017, a 10.7 percent increase from the prior year.
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Bank Interest in ABS Continues to Wane

February 23, 2018
John Bancroft
The bank share of ABS outstanding declined to 15.2 percent at Dec. 31…
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Refi Bump Helped Boost Retail Share in Late 2017, Correspondent Suffered

February 22, 2018
John Bancroft
Wells Fargo was the top retail and correspondent lender in 2017 while United Wholesale Mortgage took home the gold in the wholesale/broker category…
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