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Home » Authors » John Bancroft

Articles by John Bancroft

Nonbanks Reach Another MSR Milestone: A 43 Percent Market Share Among the Top 50

February 1, 2018
John Bancroft
The $3.42 trillion of servicing held by nonbanks was up 20.7 percent from December 2016…
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Record Year for Commercial MBS, Freddie Mac a Standout

January 26, 2018
John Bancroft
Remarkably, Freddie Mac knocked out roughly $34.60 billion in multifamily MBS – over half of its total for the year – during the fourth quarter...
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Home Lending Tapered Off in 4Q17, but Full Year Better Than Expected

January 25, 2018
John Bancroft
Residential lenders funded $1.810 trillion of home mortgages in 2017, beating expectations…
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Refinancings Boost GSE Volume in 4Q17

January 25, 2018
John Bancroft
Growth was strongest in the wholesale-broker channel…
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GSE Servicing Market Became More Top-Heavy in Fourth Quarter

January 24, 2018
John Bancroft
Chase Home Finance still held second place in the GSE servicing arena, though its portfolio has been shrinking slightly…
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A Delinquency Crisis: Hurricanes Wreak Havoc on FHA Performance. Nearly 30 Percent of FHA PR Loans ‘Past Due’

January 23, 2018
John Bancroft
A staggering 15.8 percent of the island commonwealth’s FHA loans were more than 90 days late as of Dec. 31, and another 13.0 percent were 30-90 days in arrears.
Read More

A Boom Year for Mortgage Servicing Transfers, Though 4Q Cooled Somewhat

January 22, 2018
John Bancroft
The bulk market was dominated by New Residential Mortgage…
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Non-Mortgage ABS Issuance Hit a Post-Crisis High in 2017

January 19, 2018
John Bancroft
Total non-mortgage ABS production climbed to $211.72 billion in 2017, the market’s strongest year for new issuance since 2007…
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The Trend is Clear: Nonbanks Poised to Have a 50 Percent Agency MSR Share

January 18, 2018
John Bancroft
The nonbank share of agency servicing grew by 4.7 percentage points during 2017.
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Ginnie Mae MBS Program Faltered in 2017…

January 15, 2018
John Bancroft
The agency – which still doesn’t have a permanent president – issued $443.2 billion of MBS backed by forward single-family mortgages in 2017, a 10.8 percent decline from the previous year.
Read More
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