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Home » Authors » John Bancroft

Articles by John Bancroft

Continued Growth for Agency MBS in 3Q17

December 15, 2017
John Bancroft
The fastest-growing segment is the Ginnie Mae market…
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Home-Equity Lending Declined in 3Q17 but Not by Much

December 14, 2017
John Bancroft
Banks and thrifts continued to retreat from the home-equity business in 3Q17 while credit unions pressed forward…
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Agency MBS Issuance Up Slightly in November. Another Big Month for Freddie

December 8, 2017
John Bancroft
It was Freddie Mac’s second-largest month of the year...
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Purchase Mortgages Continued to Dominate in 3Q17 but Refis Gained Ground

December 7, 2017
John Bancroft
Agency MBS data indicate that first-time buyers have been key to this year’s surge in purchase-mortgage activity...
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Production, Servicing Profits Up in 3Q17

December 6, 2017
John Bancroft
Servicing income rose 1.5 percent during the third quarter, although five of the 12 companies reported declines and one of them – PHH Mortgage – posted a loss.
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Mortgage Banking Earnings Declined for Depositories in 3Q17

December 5, 2017
John Bancroft
Wells Fargo reported a huge drop in mortgage banking income, but the rest of the top five banks all posted increased earnings from their operations…
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3Q17 Mortgage Buyback Activity Higher at Freddie, Lower at Fannie

December 4, 2017
John Bancroft
GSE buyback activity has trended lower over the past two years…
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Bank Holdings of Non-Mortgage ABS Decline Again in 3Q17, Some Institutions Still Buying

November 30, 2017
John Bancroft
Depositories held roughly 16.0 percent of outstanding ABS at the end of the third quarter…
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Conforming-Jumbo Market Grew Faster Than Non-Agency Sector in 3Q17

November 30, 2017
John Bancroft
Roughly $119.1 billion of mortgages that exceed the conforming loan limit of $424,100 were produced during the third quarter of 2017…
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Banks and Residential MBS – the Love Affair Continued in 3Q17

November 29, 2017
John Bancroft
Some $25.94 billion of the industry-wide increase was booked by the three largest bank MBS investors…
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