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Home » Authors » John Bancroft

Articles by John Bancroft

Primary MI Volume Soars in 2Q19, Best Showing Since Late 2016

August 8, 2019
John Bancroft

The top three MIs in terms of risk-in-force: Arch, Radian and MGIC...


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Nonbanks Continue to Gain in MSRs While Megabanks Suffer Declines

August 5, 2019
John Bancroft

In the second quarter, Wells Fargo suffered a 2.0% sequential decline in its MSR portfolio while JPM's receivables dropped 1.4%...


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CMBS Market Fueled by Non-Agency Paper

August 2, 2019
John Bancroft

The securitization of retail-property mortgages plummeted 25.7% from 1Q to 2Q, IM&A found...


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Commercial MBS Issuance Gain Fueled by Non-Agency

August 1, 2019
John Bancroft
Securitization of income-property mortgages rose 12.4% from the first to the second quarter and six-month volume was up from last year. Non-agency CMBS saw the biggest quarterly gain.
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Agency Servicing More Top Heavy, Nonbanks Take Hold

August 1, 2019
John Bancroft
Top nonbank servicers continued to expand their agency MSR positions in the second quarter via acquisitions and organic growth. Wells Fargo, U.S. Bank and BofA were the only top-10 agency servicers to shrink.
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Fannie and Freddie Survive Rate Volatility, Earnings Up

August 1, 2019
John Bancroft
The GSEs took hits to their net earnings as a result of hedging losses for the third straight quarter. The launch of the uniform MBS pushed Fannie and Freddie into an indemnification agreement.
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Nonbanks and Second-Tier Servicers Gain Share in 2Q

August 1, 2019
John Bancroft
The nonbanks that ranked among the top 50 players in the servicing business upped their combined portfolio by 3.5% during the second quarter, while depository institutions recorded a slight decline.
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Despite Boom in Home Lending, Bank Mortgage Income Was Tepid in 2Q

July 30, 2019
John Bancroft

Wells Fargo, for instance, reported $675.0 million in residential mortgage banking income for the second quarter, up just 2.1% from the previous period.

 


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Agency MSR Transfers Heat Up in the Second Quarter

July 29, 2019
John Bancroft

In 2Q19, “flow” MSR transfers totaled $40.8 billion, the best reading in at least 10 quarters…


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Freddie Chips Away at Fannie’s MSR Market Share

July 26, 2019
John Bancroft
Fannie still accounted for nearly 62% of GSE single-family servicing out-standing at the end of June, but Freddie has been growing its business more quickly.
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