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Home » Authors » John Bancroft

Articles by John Bancroft

GSE 1-Family Business Posts Modest Rebound in October

November 15, 2019
John Bancroft
Freddie upped its share of GSE single-family MBS issuance with a 7.5% increase from September, while Fannie’s monthly volume slid 3.0% last month. (Includes two data charts.)
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Correspondents Gain Share in Booming 3Q19 Market

November 15, 2019
John Bancroft
Correspondent production took a bigger share of the fast-growing conventional-conforming space, while retail expanded in government lending. Wholesale-broker jumbo lending declined in the third quarter. (Includes two data charts.)
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Nonbanks Turn Profitability Corner During Third Quarter

November 15, 2019
John Bancroft
Seven publicly held nonbanks reported a combined $398 million in income from mortgage banking operations in the third quarter, ending a nine-month streak of aggregate losses. Mr. Cooper emerged on top. (Includes data chart.)
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REIT MBS Holdings Fall Slightly in Volatile Third Quarter

November 15, 2019
John Bancroft

Only four REITs upped their agency MBS holdings in the third quarter, including New Residential Investment Corp., New York, also a large holder of mortgage servicing rights…


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REIT MBS Holdings Down Slightly in Volatile 3Q19

November 14, 2019
John Bancroft
Increased interest volatility and widening spreads challenged REIT MBS investors in the third quarter as both agency and non-agency holdings declined. (Includes data chart.)
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GSEs Expand Retained Mortgage Portfolio in 3Q19

November 14, 2019
John Bancroft
The combined mortgage portfolio of Fannie and Freddie increased by $9 billion during the third quarter, largely as a result of a growing securitization pipeline. (Includes data chart.)
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New Primary MI Volume Nears Record in 3Q

November 14, 2019
John Bancroft
The private MI industry wrote $118.2 billion of new insurance during the third quarter, coming within a whisker of matching the all-time high set 16 years ago. (Includes two data charts.)
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Primary MI Volume Inches Toward New Record in 3Q19

November 14, 2019
John Bancroft

The number-one-ranked MI firm has a market share of 19.6%. The number-five-ranked shop is at 16.1%. Quite a foot race…


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Ginnie Sets New Record for Monthly MBS Issuance

November 11, 2019
John Bancroft

October was also unusual because the flow of VA loans into Ginnie MBS exceeded the intake of FHA loans. That’s the first month of VA supremacy over FHA since the beginning of 2017 and perhaps in Ginnie’s history.


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Ginnie Sets Monthly MBS Issuance Record in October

November 8, 2019
John Bancroft
Issuers last month produced a record $57.6 billion of Ginnie MBS backed by forward mortgages. While the flow of purchase loans rose modestly, the key growth engine was the refinance market. (Includes two data charts.)
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