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Home » Authors » John Bancroft

Articles by John Bancroft

3Q19: Expanded-Credit MBS Issuance Soars While Non-Agency Stays Flat

October 10, 2019
John Bancroft

Expanded-credit MBS issuance (the sum of nonprime and Alt A) hit $9.90 billion in the third quarter, a 60.8% jump from the previous period.


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Private MIs Expand Share of First-timer Market in 3Q19

October 10, 2019
John Bancroft
Repeat homebuyers accounted for over half of the agency purchase-mortgage market in the third quarter, the first time that’s happened in a while. (Includes four data charts.)
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First-Time Home Buyer Business Up 20% in 3Q19, But Repeats Even Higher

October 10, 2019
John Bancroft

The FHA program saw the slowest gain in FTHB business, up just 13.6% from the previous period…


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Depositories Stepped Up Retail Originations, Sales in 2Q19

October 9, 2019
John Bancroft

Overall, banks and thrifts sold $165.10 billion through their mortgage banking operations during the second quarter, up 34.5% sequentially…


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Retail Channel Gains Market Share in the Agency Category

October 8, 2019
John Bancroft

The gain in retail market share came at the expense of both correspondent and wholesale-broker originations.


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Booming GSE Market More Fragmented in 3Q19

October 7, 2019
John Bancroft

Small and mid-sized mortgage bankers saw a 65.7% jump in GSE loan sales, pushing their share of the market 2.1 percentage points higher…


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Booming GSE Market in 3Q19 More Fragmented

October 4, 2019
John Bancroft
Small and mid-sized mortgage banks expanded their footprint in the GSE market during the third quarter. (Includes two data charts.)
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Retail Channel Gains Share in 3Q19 Agency Market

October 4, 2019
John Bancroft
Retail-originated loans accounted for a higher share of the booming agency mortgage market in the third quarter, and there are signs that wholesale-broker competition is heating up. (Includes two data charts.)
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Banks Stepped Up Retail Originations, Sales in 2Q19

October 4, 2019
John Bancroft
Banks and thrifts reported $83 billion in originations through their retail platforms during the second quarter, the highest level since 3Q17. (Includes data chart.)
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Agencies Pull MBS/ABS Issuance to 11-Year High

October 3, 2019
John Bancroft
Although agency business faltered slightly in September, Fannie, Freddie and Ginnie drove the ABS/MBS market to a whopping $542 billion in new issuance during the third quarter. (Includes three data charts.)
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