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Home » Authors » John Bancroft

Articles by John Bancroft

Bank ABS Investment Falls in Growing 2Q19 Market

September 12, 2019
John Bancroft
Most of the industry's pullback in ABS holding resulted from portfolio trimming by the three largest bank investors. Total ABS outstanding rose sharply in the second quarter.
Read More

CLO Production Up in 2Q But 2019 Still Trailing 2018

September 12, 2019
John Bancroft
Year-to-date CLO issuance lagged behind the pace set in 2018 because of a slowdown in refinance transactions. Octagon Investment Partners was the most active sponsor at midyear.
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Home-Equity Lending Up in 2Q19 as Market Shrinks

September 12, 2019
John Bancroft
Lenders reported a sharp increase in new home-equity lending in the second quarter, but the supply of home-equity debt outstanding continued to fall.
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2Q19 Surge in Wholesale-Broker Originations

September 10, 2019
John Bancroft

Brokers recorded a hefty 69.3% increase in government lending from the first to the second quarter, boosting their share of the sector to 21.4%.


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Plunging MSR Values in 2Q19

September 9, 2019
John Bancroft

The aggregate SFO balance, mostly tied to mortgage-backed securities trusts, was down 0.8% from March, the second quarterly decline in a row.


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GSE MBS Issuance Rockets to Biggest Month in 6 Years

September 6, 2019
John Bancroft
A major influx of refinance business pushed Fannie and Freddie MBS issuance to $120.25 billion in August, their biggest monthly production since January 2013.
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Wholesale-Broker Channel a Big Winner in 2Q19 Rally

September 6, 2019
John Bancroft
Mortgage brokers upped their market shares in both government-insured and conventional-conforming lending. Retail production also fared well in 2Q19.
Read More

MSR Values Tank in 2Q19; Bank SFO Balances Decline

September 6, 2019
John Bancroft
Most of the industry's declining balance of servicing for others was attributable to Wells Fargo, JPMorgan Chase and Bank of America.
Read More

MBS Issuance Off Like a Rocket, Best Showing Since Late 2012

September 6, 2019
John Bancroft

Most of the increased GSE refi business came from rate-term deals. Delivery of these loans increased 88.6% from July to August…


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Desktop Underwriter Most Popular AUS by Far in 2018

September 6, 2019
John Bancroft
Some 71% of loans processed through an automated underwriting system last year went through Fannie Mae's Desktop Underwriter platform, including a substantial number of loans securitized by Freddie Mac and Ginnie Mae.
Read More
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