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Home » Authors » John Bancroft

Articles by John Bancroft

Coronavirus Casts Huge Shadow on GSE Business

March 27, 2020
John Bancroft
States with shelter-in-place orders accounted for 75% of the single-family home loans securitized by Fannie and Freddie last year, and 81% of jobless claims filed last week. (Includes data chart.)
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Why the Government is So Concerned About Nonbanks in a Coronavirus World

March 27, 2020
John Bancroft

While top nonbanks increased their production by 9.5% from the third quarter, depository institutions grew their volume by just 1.8%.


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Production Income Staggers in 4Q19, Servicing Improves

March 27, 2020
John Bancroft
Despite a modest gain in production volume, income from originations and secondary market fell from the third to the fourth quarter. But higher interest rates stabilized performance on the servicing side of the business. (Includes data chart.)
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Nonbank Lenders Report Strong Earnings in 4Q19

March 27, 2020
John Bancroft
Mr. Cooper Group and PennyMac Financial Services dominated the small group of publicly traded nonbank mortgage lenders with $525 million in net mortgage banking income for the fourth quarter. (Includes data chart.)
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Banks Inch Away from SFO in 4Q19; MSR Values Rise

March 27, 2020
John Bancroft
Most of the banking sector's 1% drop in servicing for others is attributable to declining balances at Wells Fargo and JPMorgan Chase. (Includes data chart.)
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Pandemic Weighs Heaviest on Non-Agency MBS/ABS

March 26, 2020
John Bancroft
The agency MBS will likely see a 10% increase in new issuance when the March data come in, but non-agency MBS, ABS and CMBS production has dried up over the past three weeks.
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DBRS Tops in 2019 RMBS Ratings, S&P First in ABS

March 26, 2020
John Bancroft
DBRS and Fitch grew their RMBS market share in the fourth quarter as total issuance surged. S&P held on as the top ABS rating service in a slow year. (Includes two data charts.)
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Coronavirus Throws Doubt Over Huge Swath of Market

March 26, 2020
John Bancroft
Some 60% of last year's agency single-family business came from markets that are now under shelter-in-places mandated by state governors. (Includes data chart.)
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Nonbanks Gain Ground in 4Q19 Originations Market

March 26, 2020
John Bancroft
Some 59 nonbanks accounted for 60.6% of mortgage production by the top 100 lenders in the fourth quarter as their combined output rose 9.5% from the previous period. (Includes two data charts.)
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Shelter-in-Place States Account for a Huge Chunk of the Mortgage Market

March 26, 2020
John Bancroft

Those 21 states accounted for $919.3 billion of single-family business funneled through Fannie Mae, Freddie Mac and Ginnie Mae into mortgage-backed securities issued in 2019.


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