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Home » Authors » John Bancroft

Articles by John Bancroft

Wholesale-Broker Channel Expands in Agency MBS (For Now)

April 27, 2020
John Bancroft

The outcome was a boost in broker share to 15.2% of the market, up from 12.6% in the first three months of 2019.


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Nonbank Stake Expands in 1Q20 GSE Servicing Market

April 24, 2020
John Bancroft
Nonbank servicers increased their holdings of Fannie/Freddie MSR by $54 billion during the first quarter of 2020, with a big chunk of that coming as New Residential boarded Fannie rights it acquired from Ditech last year.
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MSR Transfers Slow in 1Q20 As NewRez Boards Ditech Assets

April 24, 2020
John Bancroft
Roughly a third of the bulk MSR transfers recorded in the first quarter of 2020 came as NewRez boarded servicing rights it acquired from Ditech Financial several months ago. (Includes three data tables.)
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Wholesale-Broker Channel Expanding in Agency MBS

April 24, 2020
John Bancroft
Production in all three channels was down from the fourth quarter, but brokers had a smaller decline than correspondents and retail producers. (Includes two data charts.)
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Non-Agency CMBS Market Gets Thrashed by Coronavirus

April 24, 2020
John Bancroft

The flows into commercial MBS of loans backed by office properties, retail facilities, hotels, apartments and industrial properties were all down sharply from the fourth quarter, a victim of the economic damage caused by the COVID-19 pandemic.


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Non-Agency CMBS Being Thrashed by Coronavirus

April 23, 2020
John Bancroft
New issuance of non-agency CMBS has been stalled for a month and prospects are dim for much of a comeback until the market gets a clearer view of the impact of the coronavirus.
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Quicken Rises to the Top as Originations Falter in 1Q20

April 23, 2020
John Bancroft
Wells Fargo has been the top lender in total home loan production since Countrywide hit the skids in the second quarter of 2008. But Quicken took the top spot in early 2020. (Includes two data charts.)
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Amid the Pandemic, the Mortgage Market has a New Origination King: Quicken

April 23, 2020
John Bancroft

Fun fact: Nonbanks have taken over the top-50 ranking, with only 18 depository institutions making the cut in the first quarter...


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Ginnie Single-Family Market Tops $2 Trillion, Nonbanks Lead the Way

April 20, 2020
John Bancroft

Mortgage bankers not affiliated with depository institutions owned mortgage-servicing rights for $1.363 trillion of loans backing Ginnie MBS, or a stunning 67.8% of the market.


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Nonbanks Carry Ginnie Mae MBS Past Milestone in 1Q20

April 17, 2020
John Bancroft
Delinquency rates for government-insured loans generally declined in the first quarter, but 30-day past-due rates were up for both FHA and VA, with a noticeable gain from February to March. (Includes four data charts.)
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