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Home » Authors » John Bancroft

Articles by John Bancroft

April Brings Record $236 Billion of Agency Business

May 7, 2020
John Bancroft
Most of the phenomenal increase in agency MBS issuance last month came from the refinance sector, though purchase volume rose smartly as well. Nonbanks led the way.
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Jumbos, the Biggest Loser in the 1Q20 Originations Slump

May 7, 2020
John Bancroft

GSE and government-insured loans accounted for 86.1% of the market in early 2020, a period that featured a historic nosedive in mortgage interest rates and frenetic volatility caused by the pandemic...


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Amid Coronavirus Pandemic, MBS Market Soars to Monthly Record in April

May 3, 2020
John Bancroft

Fannie Mae, Freddie Mac and Ginnie Mae pumped out a record $236.8 billion of single-family MBS in April. The previous record was $232.1 billion, set in June 2009.


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Credit Slightly Tighter in FHA/VA Market in 1Q20

May 1, 2020
John Bancroft
A growing share of VA and FHA loans had credit scores of 740 or higher in the first quarter, while the share of scores below 620 declined. (Includes four data charts.)
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Fannie/Freddie CRT Issuance Rises in 1Q20 but Ratings Under Review (COVID-19)

May 1, 2020
John Bancroft

Fitch Ratings late last week put five GSE credit-risk deals on ratings watch. The outlook for 42 classes was lowered to outlook negative.


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GSE CRT Issuance Up in 1Q20, Ratings Under Review

April 30, 2020
John Bancroft
The first three months of 2020 saw a record $6.8 billion of credit-risk transfer bonds issued by the government-sponsored enterprises. Rating services have begun reviewing the impact of the coronavirus on both older and new CRT deals. (Includes data chart.)
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CLO Issuance Down in 1Q20, COVID Having Huge Impact

April 30, 2020
John Bancroft
Social distancing is having a huge impact on the corporate ratings that underlie CLO collateral, and analysts expect most of the damage to fall on speculative-grade tranches. (Includes data chart.)
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Nonbanks Near Dominance in Top 50 Servicing Firms

April 30, 2020
John Bancroft
While the top two servicers reported a $50.6 billion decline in their combined portfolio during the first quarter, a handful of nonbanks saw significant growth from the end of 2019. (Includes two data charts.)
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While Regulators Fret About Nonbanks, NBs Continue to Gain MSR Market Share

April 29, 2020
John Bancroft

As we recently reported, the nonbank share of agency mortgage servicing rights moved ahead of the bank share in the first quarter.


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Bulk MSR Transfers Actually Increased in 1Q20 – Thanks to Mop-Up Work on the Ditech Deal

April 28, 2020
John Bancroft

The top sellers of bulk MSRs in 1Q20: Ditech, Chase, Caliber and UWM...


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