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Home » Authors » John Bancroft

Articles by John Bancroft

Non-Agency MBS Issuance Slump Could Last All Year

April 9, 2020
John Bancroft
Analysts at Bank of America Securities predict just $3.4 billion of prime jumbo and non-QM MBS will be issued for the rest of 2020. Non-agency MBS issuance came to a near standstill in March. (Includes three data charts.)
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Issues Aplenty as Agency Market Barrels into 2020

April 9, 2020
John Bancroft
Don’t look now, but the agency MBS market started the year on a pace to rival the all-time record set back in 2003. It probably won’t last. (Includes two data charts.)
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Until the Pandemic Hit, 2020 Was Shaping Up to be a Banner Year for MBS Issuance

April 9, 2020
John Bancroft

Among the top five agency MBS issuers in the first quarter, three were nonbanks: Quicken, PennyMac and UWM, according to exclusive figures from Inside Mortgage Finance...


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Ginnie MBS Issuance Slows in1Q20, but Heads North in March

April 6, 2020
John Bancroft

Refi volume was clearly gaining speed in March. On a combined basis, deliveries of FHA and VA refi loans grew 8.4% from February…


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GNMA MBS Issuance Slows in 1Q20, Heads Up in March

April 3, 2020
John Bancroft
The next big refinance wave in government lending may take a few months to fully hit the Ginnie Mae MBS market, but it's coming. (Includes four data charts.)
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Exclusive: The Pandemic’s Effect on MBS Issuance in 1Q20

April 3, 2020
John Bancroft

Fannie Mae, Freddie Mac and Ginnie Mae produced $478.64 billion of new single-family MBS in the first quarter of 2020, a 5.6% drop from 4Q19...


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Chaotic First Quarter Brings Sharp Drop in New Issuance

April 2, 2020
John Bancroft
The non-mortgage ABS sector stood alone as the only market to post increased production in the first quarter, but activity came to a near standstill in March. (Includes three data charts.)
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Flow of Private MI Loans to GSE MBS Slows in 1Q20

April 2, 2020
John Bancroft
Fannie Mae and Freddie Mac purchased fewer loans with private MI coverage in the first quarter of 2020, although the market was up sharply from the same period last year. (Includes four data charts.)
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On the Decline in 1Q20: GSE Acquisitions of Loans with PMI

April 2, 2020
John Bancroft

Private MI business depends heavily on purchase-mortgage activity, and that’s where Fannie and Freddie saw the biggest decline...


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Coronavirus Casts a Huge Shadow on Fannie/Freddie Business

March 30, 2020
John Bancroft

Those top GSE volume states also accounted for $1.776 trillion of GSE single-family loans outstanding at the end of last year, 37.4% of the total market.


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