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Home » Authors » John Bancroft

Articles by John Bancroft

GSE MBS Ebbs in February. The Calm Before the Storm?

March 16, 2020
John Bancroft

While both GSEs saw declining business in February, Freddie took the brunt of the downturn.


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GSE MBS Ebbs in February; Refi Surge Forms Offshore

March 13, 2020
John Bancroft
Deliveries of refinance loans into Fannie and Freddie MBS pools fell sharply in February. But record lows in interest rates promise a huge influx of business in coming months. (Includes two data charts.)
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Home-Equity Lending Sagged a Bit in Fourth Quarter

March 13, 2020
John Bancroft

In terms of new HELOC commitments, Bank of America, Wells Fargo and Citizens Bank ranked first, second and third, respectively in 2019...


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Broker Share Retreats in Agency-Heavy 4Q19 Market

March 13, 2020
John Bancroft
Correspondent production across all three major mortgage food groups was up 12.6% from the third to the fourth quarter, while retail rose 5.8% and wholesale-broker managed just a 2.5% gain. (Includes two data charts.)
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Retail Bank Originations and Loan Sales Decline in 4Q19

March 13, 2020
John Bancroft
Although secondary market sales by bank mortgage banking platforms were down 8% in the fourth quarter, it still ranked as one of the busiest periods since early 2013. (Includes two data charts.)
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REIT MBS Holdings Grow Slightly in Final Lap of 2019

March 12, 2020
John Bancroft
Industry-wide holdings of residential MBS were steady in the fourth quarter, but several REITs shifted their focus to non-agency MBS and other investments. (Includes data chart.)
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Japan Top Foreign Investor in U.S. MBS/ABS in 2Q19

March 12, 2020
John Bancroft
Foreign investors boosted their holdings of U.S. agency MBS by 13.4% from June 2018 to the middle of last year, with big gains posted by Japan and China. (Includes data chart.)
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Home-Equity Lending Sags in 4Q19, Giving Way to Refi

March 12, 2020
John Bancroft
The outstanding supply of home-equity debt fell close to the $500 billion mark in late 2019, and depository HELOC holdings dropped to $402 billion. (Includes three data charts.)
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Ginnie MBS Issuance Hit a Seasonal Skid in February

March 10, 2020
John Bancroft

The top 10 Ginnie Mae issuers in February were all nonbanks, with PennyMac and Freedom Mortgage ranking first and second, respectively…


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Ginnie MBS Issuance Hits Seasonal Skid in February

March 6, 2020
John Bancroft
Refinance business held up better than the purchase market in February, and a handful of issuers actually increased their Ginnie MBS activity. (Includes two data charts.)
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