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Home » Authors » John Bancroft

Articles by John Bancroft

Depositories Report Modest Gain in ABS Holdings

June 1, 2020
John Bancroft

There was also a substantial $1.53 billion increase in overall industry holdings of auto ABS during the first quarter.


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Amid Forbearance Concerns, Ginnie Issuance Sets New Monthly Record in April

June 1, 2020
John Bancroft

Total Ginnie MBS production last month came to $61.34 billion, topping the previous record set in October 2019.


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GNMA MBS Program Sets Monthly Record in April

May 29, 2020
John Bancroft
Deliveries of refinance loans into Ginnie MBS continued to climb in April, but a surge in purchase loans accounted for much of last month’s record production volume. (Includes two data charts.)
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Banks Report Modest Gain in ABS Holdings in 1Q20

May 28, 2020
John Bancroft
The top two bank ABS investors — TD Bank and Charles Schwab — pared back their holdings in 1Q, but sizable increases at Bank of America and oth-ers boosted the industry’s total position in the market. (Includes two data charts.)
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Jumbo Mortgage Market Down Significantly in 1Q20

May 28, 2020
John Bancroft
Pandemic-related market volatility in March dampened non-agency jumbo lending more than other sectors in the mortgage business. Conforming-jumbo production also fell sharply in the first quarter but began regaining momentum in April. (Includes three data charts.)
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Jumbo Mortgage Market Took It On the Chin in 1Q20

May 28, 2020
John Bancroft

Wells Fargo led the jumbo pack in 1Q20 but its volume fell 23.1% on a sequential basis...


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Trouble Ahead? Buybacks of Fannie/Freddie Loans Spurt Higher in 1Q20

May 27, 2020
John Bancroft

The pipeline of unresolved buyback claims also grew during the first three months of the year, although repurchase activity in general remains at subatomic levels.


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Nonbank Earnings Crushed in by Unhedged MSRs in 1Q20. The Exception: PennyMac

May 25, 2020
John Bancroft

PennyMac executives cited elevated margins across all channels. Also, production volume rose in the more profitable consumer-direct and wholesale-broker platforms...


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Nonbank Earnings Crushed By Unhedged MSR in 1Q20

May 22, 2020
John Bancroft
PennyMac Financial, which hedges its MSR portfolio, reported record earnings on mortgage banking in the first quarter. Its largest competitors posted huge losses. (Includes data chart.)
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Seller Buybacks of GSE Loans Spurt Higher in 1Q20

May 22, 2020
John Bancroft
Freddie Mac continued to report significantly more repurchase activity in the first quarter of 2020 and the pipeline of unresolved claims was up from the end of 2019. (Includes two data charts.)
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