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Home » Authors » John Bancroft

Articles by John Bancroft

Jumbo Leads Broad Gain in 1Q21 Mortgage Originations

May 20, 2021
John Bancroft
The conventional-conforming sector still dominated first-lien originations, accounting for 73% of the market in early 2021. But jumbo posted the biggest gain from the fourth quarter. (Includes two data charts.)
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Jumbos Gain but Not In the Market Share Category

May 20, 2021
John Bancroft

Although total conventional-conforming production was up, the top four lenders in the market all reported slowing volume.


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Fannie/Freddie Single-Family Business Sets Monthly Record in April

May 18, 2021
John Bancroft

On the rise: cash-window purchases...


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CLO Market Off to Roaring Start in 2021, Reason: Refis

May 17, 2021
John Bancroft

Refinance and restructuring of previously issued deals accounted for 62.8% of first-quarter CLO and CDO issuance. A total of $47.94 billion of such deals hit the market...


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GSE 1-Family Business Sets Monthly Record in April

May 14, 2021
John Bancroft
Freddie posted a huge 20% increase in single-family MBS issuance last month, fueled by big gains at its cash window. Fannie volume was up a more subdued 3% from March. (Includes two data charts.)
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Nonbank Earnings Soften in 1Q21 as Margins Narrow

May 14, 2021
John Bancroft
Most publicly traded nonbanks saw declines in origination gain-on-sale margins in the first quarter as the market evolved toward normalcy. Several companies offset declining production income with better performance on servicing. (Includes data chart.)
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Freddie Mac CRT Plows Ahead, Fannie Remains on the Bench

May 14, 2021
John Bancroft

Fannie Mae continues to take a dim view of the capital relief it gets for CRT activities under the enterprise regulatory capital framework...


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CLO Market Off to Roaring Start in 2021 Thanks to Refis

May 13, 2021
John Bancroft
Nearly two-thirds of the CLO and CDO issuance in the first quarter of 2021 came from restructuring and refinancing of earlier transactions. For new production, broadly syndicated loans were the biggest source of collateral. (Includes two data charts.)
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Freddie CRT Plows Ahead, Fannie Remains on Sidelines

May 13, 2021
John Bancroft
Freddie had one of its busiest quarters ever in issuance of new STACR credit-risk transfer securities in the first quarter of 2021. Fannie remained out of the market. (Includes data chart.)
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PMIs Take Seasonal Hit, But Earnings up in Early 2021

May 13, 2021
John Bancroft
A greater concentration of refinances in the primary market led to a sharp drop in the private MI share of new primary insurance business. And the FHA actually posted a bigger gain in refi endorsements than the VA. (Includes three data charts.)
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