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Home » Authors » John Bancroft

Articles by John Bancroft

GNMA Withdrawals Up in 1Q21, Gain Speed in March

April 15, 2021
John Bancroft
Most of the increase in Ginnie loan removals came from borrower payoffs, but servicer buyouts for loss mitigation and foreclosure rose sharply. (Includes data chart.)
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Uneven Growth in Agency MSR Market for 1Q21

April 15, 2021
John Bancroft

Nonbanks continued to amass agency servicing market share in early 2021 as many depository institutions allowed their portfolios to shrink.


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Lopsided Growth in Agency Servicing Market in 1Q21

April 15, 2021
John Bancroft
Freddie saw a huge gain in single-family servicing in early 2021, especially among nonbank servicers, while slumping FHA production led to a decline in Ginnie servicing. (Includes two data charts.)
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In 1Q21, A Record $92.3 Billion for VA Refis

April 12, 2021
John Bancroft

Old-fashioned rate-term transactions still accounted for most of the VA refi market, at 89.1% in the first quarter...


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Refinance Pushes VA Ahead in 1Q21 Government Market

April 9, 2021
John Bancroft
Freedom Mortgage remained the top Ginnie MBS issuer in the first quarter, though third-ranked Quicken Loans posted a mighty 47% gain from the prior period. Some 57% of loans securitized by Ginnie had VA guarantees. (Includes four data charts.)
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Structured Finance Market Off to Solid Start in 1Q21

April 9, 2021
John Bancroft

Some $81.01 billion of non-mortgage ABS came to market in the first quarter, a hefty 85.8% gain from the previous period.


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Slowdown in Agency MBS Weighs on 1Q21 Issuance

April 8, 2021
John Bancroft
Slumping purchase-mortgage business in the agency MBS market was a big factor in the 6% downturn in total MBS-ABS-CMBS issuance in the first quarter of 2021. Agency business rebounded in March, however.
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A Change by FHFA Sparks Disruptions in NOO Trading

April 8, 2021
Paul Muolo and John Bancroft
Loan prices for second homes and investment properties are getting whipsawed, giving bottom feeders the upper hand. Credit the FHFA.
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In 1Q21, A Downdraft for Purchase-Money Securitizations

April 8, 2021
John Bancroft

The two government-sponsored enterprises saw a steeper 20.4% drop in purchase-loan volume, while the government-insured market fell 16.9%...


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Agency Market Taps Brakes in 1Q21 as Home Sales Slow

April 8, 2021
John Bancroft
The first quarter of 2021 still ranks second in total agency MBS production despite a sharp decline in purchase-mortgage volume. Several top sellers boosted agency volume in early 2021. (Includes two data charts.)
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