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Home » Authors » John Bancroft

Articles by John Bancroft

Most COVID Borrowers Still Making Payments in 1Q21

April 30, 2021
John Bancroft
Fannie and Freddie reported $83.8 billion of single-family loans in MBS pools under COVID payment-deferral plans. But 91.6% of COVID borrowers were current at the end of March. (Includes data chart.)
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CMBS Issuance Falters in 1Q21, Agency MF Slows

April 29, 2021
John Bancroft
There were pockets of strength in the income-property securitization market, including financing on office properties, mixed-use projects and single-family rentals. But total CMBS issuance fell from the all-time record level set in the fourth quarter of 2020. (Includes data chart.)
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Originations Hit New Record in 1Q21, But Gains Uneven

April 29, 2021
John Bancroft
First-lien mortgage originations climbed 3.2% from the fourth quarter, hitting an estimated $1.305 trillion in the first three months of 2021. Agency lending continued to dominate the market. (Includes two data charts.)
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Defying the Odds: Yet Another New Quarterly Origination Record

April 29, 2021
John Bancroft

The top three home lenders in the first quarter: Quicken Loans, PennyMac Financial Services and Wells Fargo. UWM and Freedom Mortgage were a close fourth and fifth, respectively.


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Prepayments Continue to Drive Ginnie Mae Removals

April 28, 2021
John Bancroft

Servicers also repurchased $20.22 billion of delinquent loans from Ginnie MBS in the first quarter, or 9.3% of total removals.


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Sharp Decline in GNMA MBS Delinquency Rates in 1Q21

April 23, 2021
John Bancroft
Ginnie Mae delinquency rates fell across the board during the first quarter of 2021, though still higher than a year ago. Solid growth in the VA market could not offset slumping FHA servicing. (Includes four data charts.)
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Prepayments Continue to Drive GNMA Removals

April 23, 2021
John Bancroft
Freedom Mortgage removed $32.1 billion of home loans from Ginnie MBS during the first quarter, mostly due to borrower payoffs. (Includes data chart.)
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1Q21 ABS Issuance Spikes 87% as COVID Recovery Takes Hold

April 23, 2021
John Bancroft

Driving the improvement (no pun intended): the auto lending and leasing sector.


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ABS Market Roars in 2021, Issuance Hits 16-Year High

April 22, 2021
John Bancroft
Production of vehicle-finance and business ABS was up sharply in the first quarter. A transaction backed by future cash flows from an airline rewards program played a big part, while student loan and consumer ABS markets also posted big gains. (Includes two data charts.)
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Agency MI Market Contracts as Purchase Lending Slows

April 22, 2021
John Bancroft
The seasonal housing market slowdown had a bigger impact on private MI business in the first quarter. New restrictions on Fannie/Freddie acquisitions of purchase loans with layered credit risk may hit the private MI sector the hardest. (Includes three data charts.)
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