The trade group envisions a modern records retrieval system that eliminates the need to move the loan documents associated with mortgages that collateralize both agency MBS and non-agency MBS.

Despite a presidential directive to buy more MBS, the GSEs’ combined MBS holdings have declined for three straight months.

A conservative think-tank economist argues that the Fed should reduce its MBS holdings to support a more affordable housing market.

Fannie Mae and Freddie Mac are essentially subtracting 20 points from a VS4 score, then applying the Classic FICO LLPAs to the loan.

VantageScore 4.0 is now available to all Fannie Mae and Freddie Mac sellers. And FHFA Director Bill Pulte is pondering ending the tri-merge standard.

The think tank believes a smaller federal footprint in the mortgage market is the best way to lower prices and encourage homeownership.

PNC Bank, now the top FHLBank borrower, ended the second quarter with $40.42 billion in outstanding advances, more than doubling its total from the end of March.

The firing of 10 senior executives at the government-sponsored enterprise in August rattled leaders and staffers.

An increase in outstanding advances in the second quarter helped offset lower margins at the FHLBanks. (Includes three data tables.)

Frustrated with FICO and the big three credit reporting bureaus, the FHFA director abruptly ushered in the era of two competing credit scores.