Don Layton said the recent executive order promoting better access to mortgage credit should be the stepping off point for a revamping of the GSEs’ overly conservative capital requirements.

The new Uniform Appraisal Dataset dramatically improves the ability of appraisers to communicate details about a property’s location and views, along with how they impact its valuation.

GSEs delay UCD timeline; updates on Pulte’s legal battles with Trump opponents; Fed’s MBS holdings continue to dwindle; Opendoor to partner with Fannie’s Title Acceptance Program.

Economists quantify the impact of demand shocks on lender-set rates and origination efficiency.

Loans backing the securitization included both VantageScore 4.0 and Classic FICO.

Market participants say the surge in GSE purchases is part of the Trump administration’s effort to reduce mortgage rates and spreads.

One of the GSEs has quietly issued an MBS comprised of loans underwritten using VantageScore 4.0.

Stakeholders believe that while the new rules will reduce insurance costs, they will raise other costs, including for condo dwellers who don’t plan to buy, sell or refinance.

Just two of the 11 regional FHLBanks managed to increase annual profits from 2024 levels: the Chicago and San Francisco organizations.

Changing priorities from the White House have put talks on ending the GSE conservatorship on the back burner.