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AEI Scrutinizes FHA Partial Claims as Usage Rises

November 14, 2025
Emmeline Willey
Rising usage of FHA partial claims raised flags for American Enterprise Institute Senior Fellow Tobias Peter amid an ongoing audit of FHA’s efficiency at tracking and collecting the claims.
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Trade Groups Reflect on Shutdown Disruptions

November 14, 2025
Emmeline Willey
CHLA called on Congress and federal agencies to work together to correct “budgetary anomalies” that cause certain lending programs to be frozen during shutdowns.
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Half of Vets Unaware of VA Loan Zero-Down Option: Report

November 14, 2025
Emmeline Willey
Lender Navy Federal Credit Union surveyed servicemembers and veterans, finding many aren’t aware of the main benefits of home loans backed by the Department of Veterans Affairs.
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Around the Industry

November 14, 2025
Emmeline Willey
FHA application share grows; FHA Loan Review System back online; NAR warns of post-shutdown bottleneck; USDA Rural Development nominee testifies.
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Ginnie Removals Up in 3Q; FHA Delinquent Loans Lead

October 31, 2025
Emmeline Willey
Borrower payoffs continued to make up the bulk of removals from Ginnie MBS. But the increase in third-quarter volume was led by FHA loan removals for delinquencies and foreclosures. (Includes two data tables.)
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FHA, Ginnie Nominees Hedge in Senate Testimonies

October 31, 2025
Emmeline Willey
FHA Commissioner nominee Frank Cassidy and Ginnie Mae President nominee Joseph Gormley testified before a Senate committee this week, relying on stock language or otherwise sidestepping in their responses.
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Pennymac to Recognize Disabled Veteran Tax Exemption

October 31, 2025
Emmeline Willey
Pennymac is allowing disabled veterans to use their anticipated property tax exemption for loan qualification purposes in certain states.
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Multifamily FHA Borrowers in Limbo

October 31, 2025
Emmeline Willey
Developers planning to apply for FHA financing for multifamily units have to wait until Congress reaches an agreement to fund the government, prompting an application backlog.
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USDA Lender Offering Free Lock Extensions During Shutdown

October 31, 2025
Emmeline Willey
Click n’ Close is offering free rate lock extensions as the government shutdown puts the USDA home loan program on hold.
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MBA, NRMLA Push Google to Allow Age-Targeted HECM Ads

October 31, 2025
Emmeline Willey
The Mortgage Bankers Association and the National Reverse Mortgage Lenders Association requested that Google modify its rules to permit advertising FHA home equity conversion mortgages to seniors.
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