Equity Prime Mortgage said the delinquency ratios that triggered FHA to terminate its direct endorsement authority in some areas do not capture the financial pressure many borrowers are under.

Mortgage servicers have been putting in the hours to prepare for FHA’s expedited rollout of its new loss-mitigation waterfall beginning next month.

Endorsements of FHA home equity conversion mortgages fell overall in the second quarter of 2025, although purchase HECMs saw double-digit gains. (Includes three data tables.)

The Mortgage Industry Standards Maintenance Organization has a new data framework for servicers of government-backed loans.

The Community Home Lenders of America suggested that the Trump administration incorporate reciprocal approval for condo buildings between FHA and the GSEs if the administration declares a national housing emergency.

EPM brings VA lending in-house; House continuing resolution edits VA partial claim program; FHA updates Section 232 rehabilitation language.

Issuance of Ginnie Mae single-family mortgage-backed securities declined slightly in August. FHA deliveries were off by 1.9% due to a downturn in purchase mortgages. (Includes two data tables.)

A change to language guiding the application of partial payments to a delinquent FHA mortgage creates a conflict with the first legal deadline for servicers to begin foreclosure proceedings, said Donna Schmidt, managing director at DLS Servicing.

The Department of Housing and Urban Development included a proposed rule in its spring regulatory agenda to restrict the steel chassis requirements for manufactured housing to the bottom floor of a multistory structure.

Lenders and consumer advocates urged FHA to study the financial habits of users of buy-now-pay-later services before making policy changes to how the accounts are used in mortgage underwriting calculations.