https://www.insidemortgagefinance.com/rss en-us ewilley@imfpubs.com The securitization market for government-insured mortgages during the second quarter of 2026 was the strongest since the fourth quarter of 2021. (Includes four data tables.) http://www.insidemortgagefinance.com/articles/237909 Thu, 02 Jul 2026 15:48:04 -0400 https://www.insidemortgagefinance.com/articles/237909-purchase-growth-boosts-ginnie-2q-issuance ewilley@imfpubs.com Among other changes, FHA formalized a waiver that allows borrowers to make trial payment plan payments more than 15 days before the due date without penalty. http://www.insidemortgagefinance.com/articles/237869 Thu, 02 Jul 2026 15:46:06 -0400 https://www.insidemortgagefinance.com/articles/237869-fha-clarifies-tpp-policies-streamlines-approval ewilley@imfpubs.com FHA has removed the requirement that lenders obtain appraisal field reviews on at least 10% of loans selected for origination and underwriting reviews. http://www.insidemortgagefinance.com/articles/237877 Thu, 02 Jul 2026 15:44:09 -0400 https://www.insidemortgagefinance.com/articles/237877-fha-revises-qc-standards ewilley@imfpubs.com The Community Home Lenders of America renewed its call for regulators to establish a standby liquidity facility to support Ginnie Mae servicers during periods of stress. http://www.insidemortgagefinance.com/articles/237884 Thu, 02 Jul 2026 15:41:10 -0400 https://www.insidemortgagefinance.com/articles/237884-chla-calls-for-liquidity-backstop-for-ginnie-servicers ewilley@imfpubs.com FHA released more information to support the transition to the Uniform Appraisal Dataset 3.6, although a timeline for adoption remains pending. http://www.insidemortgagefinance.com/articles/237895 Thu, 02 Jul 2026 15:40:12 -0400 https://www.insidemortgagefinance.com/articles/237895-fha-lags-gses-in-appraisal-modernization ewilley@imfpubs.com VA’s Loan Guaranty Service believes lack of information is the biggest barrier for veterans and active-duty servicemembers seeking homeownership. http://www.insidemortgagefinance.com/articles/237888 Thu, 02 Jul 2026 15:38:17 -0400 https://www.insidemortgagefinance.com/articles/237888-va-pushing-for-better-borrower-education ewilley@imfpubs.com The Department of Housing and Urban Development’s servicer missed the mark on most of the FHA partial claims sampled by HUD’s Office of Inspector General. http://www.insidemortgagefinance.com/articles/237901 Thu, 02 Jul 2026 15:37:19 -0400 https://www.insidemortgagefinance.com/articles/237901-flaws-persist-in-fha-partial-claims-servicing ewilley@imfpubs.com HUD plans to consolidate Kansas offices; USDA seeks to expand multifamily direct lending; MISMO releases data mapping for VA forms. http://www.insidemortgagefinance.com/articles/237907 Thu, 02 Jul 2026 15:36:21 -0400 https://www.insidemortgagefinance.com/articles/237907-around-the-industry ewilley@imfpubs.com Guild Mortgage Company and Movement Mortgage both saw successful first quarters in home equity conversion mortgage lending that led them to gain market share from other top HECM lenders. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/237775 Thu, 18 Jun 2026 14:08:00 -0400 https://www.insidemortgagefinance.com/articles/237775-guild-movement-gain-hecm-market-share ewilley@imfpubs.com The U.S. Department of Agriculture announced plans to modernize the systems that support its many lending programs, combining them into one platform. http://www.insidemortgagefinance.com/articles/237759 Thu, 18 Jun 2026 14:07:00 -0400 https://www.insidemortgagefinance.com/articles/237759-usda-launches-loan-platform-update ewilley@imfpubs.com The upper ranks of FHA management have been thinned out by resignations over the last year, and the Senate’s on crunch time until midterms, meaning there’s a chance Ginnie Mae president Joe Gormley could be helming both agencies for a while. http://www.insidemortgagefinance.com/articles/237778 Thu, 18 Jun 2026 14:06:00 -0400 https://www.insidemortgagefinance.com/articles/237778-no-clear-successor-for-commissioner-at-fha ewilley@imfpubs.com Provisions designed to increase borrower awareness of the availability of home loans backed by the Department of Veterans Affairs remain in an expansive housing bill that Congress could pass as soon as next week. The MBA has expressed operational concerns. http://www.insidemortgagefinance.com/articles/237792 Thu, 18 Jun 2026 14:05:00 -0400 https://www.insidemortgagefinance.com/articles/237792-va-disclosure-survives-congress-negotiations ewilley@imfpubs.com Cure activity on FHA loans improved in March and April, though foreclosure starts rose for the third consecutive month in April. http://www.insidemortgagefinance.com/articles/237790 Thu, 18 Jun 2026 14:04:00 -0400 https://www.insidemortgagefinance.com/articles/237790-fha-cures-improve-and-foreclosures-rise ewilley@imfpubs.com The broker share of government originations increased somewhat on a quarterly basis, mostly poaching market share from the retail channel. (Includes one data table.) http://www.insidemortgagefinance.com/articles/237795 Thu, 18 Jun 2026 14:03:00 -0400 https://www.insidemortgagefinance.com/articles/237795-broker-share-of-govt-lending-climbed-in-1q ewilley@imfpubs.com Veterans were more likely than civilians to say they would be comfortable using artificial intelligence in the mortgage process, according to a survey commissioned by Veterans United. http://www.insidemortgagefinance.com/articles/237796 Thu, 18 Jun 2026 14:02:00 -0400 https://www.insidemortgagefinance.com/articles/237796-veterans-more-comfortable-with-ai-tools-in-lending-vu ewilley@imfpubs.com CHLA calls for Ginnie liquidity facility; FHA spreads widen; HUD issues emergency FHA foreclosure moratoriums. http://www.insidemortgagefinance.com/articles/237797 Thu, 18 Jun 2026 14:01:00 -0400 https://www.insidemortgagefinance.com/articles/237797-around-the-industry ewilley@imfpubs.com After a boomlet in April, Ginnie issuance declined a bit in May. Refi volume declined, while issuance involving purchase mortgages ticked up thanks to spring homebuying. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237668 Fri, 05 Jun 2026 15:08:00 -0400 https://www.insidemortgagefinance.com/articles/237668-ginnie-issuance-down-in-may-as-refis-slump ewilley@imfpubs.com Frank Cassidy, who stepped away from his position as FHA commissioner in April on what was originally a temporary leave of absence, announced this week that he’s returning to the private sector. http://www.insidemortgagefinance.com/articles/237681 Fri, 05 Jun 2026 15:07:00 -0400 https://www.insidemortgagefinance.com/articles/237681-cassidy-exits-fha-commissioner-role ewilley@imfpubs.com The Department of Veterans Affairs updated its loss mitigation waterfall to incorporate the partial claim option that’s received much fanfare since its political inception. http://www.insidemortgagefinance.com/articles/237670 Fri, 05 Jun 2026 15:06:00 -0400 https://www.insidemortgagefinance.com/articles/237670-va-updates-loss-mitigation-policies ewilley@imfpubs.com FHA is seeking comments on its minimum property requirements, signaling the possibility of future alignment with the government-sponsored enterprises. http://www.insidemortgagefinance.com/articles/237633 Fri, 05 Jun 2026 15:05:00 -0400 https://www.insidemortgagefinance.com/articles/237633-fha-invites-critique-of-property-requirements ewilley@imfpubs.com The volume of delinquent loans removed from Ginnie Mae mortgage-backed securities increased on a quarterly basis in the first quarter. Overall liquidations declined, with fewer payoffs. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237675 Fri, 05 Jun 2026 15:04:00 -0400 https://www.insidemortgagefinance.com/articles/237675-ginnie-removals-of-delinquent-loans-grew-in-1q ewilley@imfpubs.com The Department of Veterans Affairs posted an article educating borrowers about refinance opportunities, and warning them of a variety of pitfalls including unwanted or misleading advertisements. http://www.insidemortgagefinance.com/articles/237654 Fri, 05 Jun 2026 15:03:00 -0400 https://www.insidemortgagefinance.com/articles/237654-va-warns-of-misleading-refi-ads ewilley@imfpubs.com FHA automated the case number assignment protocol for condominium spot approvals. http://www.insidemortgagefinance.com/articles/237650 Fri, 05 Jun 2026 15:02:00 -0400 https://www.insidemortgagefinance.com/articles/237650-fha-streamlines-condo-approvals ewilley@imfpubs.com House passes bill increasing IRRRL fees; FHA closes OIG recommendations; USDA adds Native CDFI. http://www.insidemortgagefinance.com/articles/237673 Fri, 05 Jun 2026 15:01:00 -0400 https://www.insidemortgagefinance.com/articles/237673-around-the-industry bivey@imfpubs.com Overall, FHA and VA lending declined by 8.3% on a quarterly basis in the first quarter of 2026. FHA refi volume was up, helped by loans to existing FHA borrowers. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/237552 Fri, 22 May 2026 15:00:12 -0400 https://www.insidemortgagefinance.com/articles/237552-fha-refis-sole-bright-spot-in-1q-originations ewilley@imfpubs.com Although changes to FHA’s loss-mitigation policies are expected to resolve most of the persistent re-defaults in its portfolio, FHA borrowers continue to be the most exposed to financial stressors. http://www.insidemortgagefinance.com/articles/237554 Fri, 22 May 2026 14:58:15 -0400 https://www.insidemortgagefinance.com/articles/237554-risk-lingers-for-fha-portfolio ewilley@imfpubs.com Ginnie Mae President Joe Gormley addressed how he’s been filling a dual role as temporary FHA head since Commissioner Frank Cassidy went on leave from the position in April. http://www.insidemortgagefinance.com/articles/237551 Fri, 22 May 2026 14:54:16 -0400 https://www.insidemortgagefinance.com/articles/237551-ginnie-head-says-hq-consolidation-helps-with-dual-fha-role nbhatia@imfpubs.com Lenders turned down 22.0% of applications received for FHA loans in 2025. The rejection rate on VA mortgages was a more modest 16.1%. (Includes data table.) http://www.insidemortgagefinance.com/articles/237529 Fri, 22 May 2026 14:50:19 -0400 https://www.insidemortgagefinance.com/articles/237529-denial-rates-on-government-insured-mortgages-steady-in-2025 ewilley@imfpubs.com The lender has tailored its strategy to help VA borrowers compete in a market where government loans are overlooked in favor of higher-downpayment conventional mortgages or cash buyers. http://www.insidemortgagefinance.com/articles/237500 Fri, 22 May 2026 14:48:21 -0400 https://www.insidemortgagefinance.com/articles/237500-newday-seeks-to-make-va-loans-competitive ewilley@imfpubs.com FHA could sustain a zero-downpayment loan option for first-time homebuyers if Congress would allow it, analysts at the Urban Institute contended in a new proposal. http://www.insidemortgagefinance.com/articles/237502 Fri, 22 May 2026 14:44:23 -0400 https://www.insidemortgagefinance.com/articles/237502-urban-argues-for-zero-down-fha-mortgage