On average, loan-to-value ratios and debt-to-income ratios are much higher for GSE purchase mortgages with private MI compared with loans that don’t carry MI.

The number of homes relisted in January was the highest figure for the month since 2016, according to Redfin.

Private MIs and the two major government programs provided primary coverage on $74.80 billion of refinance loans, more than double the volume in the third quarter.

The Cotality National Mortgage Application Fraud Risk Index was up 1.5% from the fourth quarter of 2024.

The Provident deal contains loans mostly made to prime credit borrowers.

GSE purchase-mortgage business with private MI declined at about half the rate of the decline seen in FHA purchase-mortgage business in the fourth quarter of 2025.

Volume with primary MI was up sharply in the fourth quarter of 2025 at both the government-sponsored enterprises and the Department of Veterans Affairs, while FHA volume lagged to some extent.

Some 70% of homeowners surveyed by Kin said insurance costs weigh more heavily on them than they did five years ago.

Rocket Companies sees opportunities for growth as some lenders pull back, according to Brian Brown, chief financial officer and treasurer of the firm.

Mortgage Guaranty Insurance Corp. remained the top producer among the private MIs.