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Big Swings Likely in Federal Housing Policy Under Trump

November 6, 2024
Brandon Ivey
A business-friendly CFPB, higher insurance premiums for FHA borrowers and an exit from conservatorship for the GSEs are all possibilities.
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Primary MI Volume Increases in Third Quarter

October 18, 2024
Brandon Ivey
The increase in the use of primary MI during the third quarter was sharpest in refinances.
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Mortgage Activity With MI Increases in Third Quarter

October 10, 2024
Namrata Bhatia
Some $189.08 billion of loans with insurance coverage were included in agency MBS issued in the third quarter, a 13.6% increase from the prior period.
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GSEs Update PMIERs, Private MIs Ready for Changes

August 22, 2024
Dennis Hollier
PMIs say the tougher available assets standards won't impact their eligibility as approved insurers.
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Short Takes: New Mortgage Reinsurer / Rocket Consistent With CES Securitizations / DSCR Loans in Non-Agency MBS / Growing Through Selling Servicing

August 13, 2024
Brandon Ivey
Skyward Specialty Insurance Group launched a mortgage reinsurance business.
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Private MI Companies Gain Share in Second Quarter

August 9, 2024
John Bancroft
Radian Guaranty ranked first among private MIs in new insurance written, posting a 20.5% increase to $13.89 billion in the second quarter.
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FHA Share in Purchase-Mortgage Market Declines

July 31, 2024
Brandon Ivey
GSE purchase-mortgage volume — both with private mortgage insurance and without private MI — increased at a faster pace in the second quarter of 2024 than FHA purchase-mortgage business.
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Primary MI Sector Loses Some Share in Second Quarter

July 18, 2024
Brandon Ivey
Some $77.98 billion of purchase mortgages without MI were included in agency MBS issued in the second quarter, a 35.1% increase compared with the first quarter.
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FHA Has No Plans to Cancel Life-of-Loan Insurance Policy This Year

June 25, 2024
Monica Hogan
The FHA plans to continue to assess its life-of-loan mortgage insurance premium but will consider making changes to the policy in the future.
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New Firm Aims to Boost Mortgage Reinsurance Activity

June 14, 2024
Monica Hogan
Euclid Mortgage will offer managing general underwriter capabilities to reinsurance companies that want to take on residential mortgages.
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