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Home » Topics » IMFnews » Mortgage Insurance

Mortgage Insurance
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Time to Cut the MIP? FHA’s Insurance Fund Ends FY21 with a Capital Ratio North of 8%

November 15, 2021
Monica Hogan
How long before the White House caves on a premium cut?
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Private MIs Gain Share in Slumping 3Q21 Market

November 11, 2021
John Bancroft
New primary MI on purchase-money mortgages was up from the second quarter. Private MIs reported a 4.2% increase to $134.22 billion...
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Slump in Agency Business Hit All Insurance Sectors

November 3, 2021
John Bancroft
The shift in loan purpose generally had the biggest impact on VA and uninsured volume.
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Nonbanks Worry About Ginnie's Pending Capital Proposal

October 29, 2021
Brandon Ivey
In August, Ginnie sought comments on the capital standards. While some of the changes would apply to all servicers, others would apply specifically to nonbanks, the dominant players in the agency’s MBS program.
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The Latest Tally on Housing in the BBB: $150B

October 28, 2021
Monica Hogan
The White House called the new framework the largest single investment in affordable housing in U.S. history...
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Ginnie Servicing Performing Better, Freedom Ups Stake

October 25, 2021
Brandon Ivey
Freedom remained the top Ginnie servicer with $272.22 billion of MSRs on its books at the end of 3Q21...
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Ginnie MBS Loan Removals Gliding Toward Normalcy

October 20, 2021
John Bancroft
However, removals for loan modification or foreclosure processing edged up 2.2% to $11.14 billion in the third quarter.
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Primary MI Covers Higher Share of 3Q21 Agency Loans

October 14, 2021
John Bancroft
Fannie, Freddie and Ginnie securitized $345.72 billion of loans with some form of primary MI during the third quarter, an 8.3% drop from the previous period.
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HECMs Continue to Gain

September 29, 2021
Monica Hogan
While most top-ranked lenders saw aggressive growth in home-equity conversion mortgages during 2Q21, others experienced a slowdown...
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Retail (FHA/VA) Holds Up Slightly Better in 2Q21 Slump

September 27, 2021
John Bancroft
Freedom Mortgage was the top retail government lender in the first half of 2021...
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