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    <title>Mortgage Insurance</title>
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    <item>
      <title>Short Takes: Home Relistings Rise / Taxes, Insurance Account for 21% of Mortgage Payment / Planet Boosts Servicing / MISMO Publishes Data Mapping for VA Docs </title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The number of homes relisted in January was the highest figure for the month since 2016, according to Redfin.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236881</guid>
      <pubDate>Mon, 09 Mar 2026 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236881-short-takes-home-relistings-rise-taxes-insurance-account-for-21-of-mortgage-payment-planet-boosts-servicing-mismo-publishes-data-mapping-for-va-docs</link>
    </item>
    <item>
      <title>Refis Push Primary MI Volume Up in Fourth Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Private MIs and the two major government programs provided primary coverage on $74.80 billion of refinance loans, more than double the volume in the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236743</guid>
      <pubDate>Fri, 20 Feb 2026 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236743-refis-push-primary-mi-volume-up-in-fourth-quarter</link>
    </item>
    <item>
      <title>Mortgage Fraud Risk Grew Slightly in 4Q</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The Cotality National Mortgage Application Fraud Risk Index was up 1.5% from the fourth quarter of 2024.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236629</guid>
      <pubDate>Mon, 09 Feb 2026 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236629-mortgage-fraud-risk-grew-slightly-in-4q</link>
    </item>
    <item>
      <title>Short Takes: Provident Expected to Issue MBS of Agency-Eligible Loans / Selene Kicks Off Borrower Assistance Program / NewRez to Move to New Servicing OS / Novacore to Buy Insurance Agency</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The Provident deal contains loans mostly made to prime credit borrowers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236553</guid>
      <pubDate>Mon, 02 Feb 2026 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236553-short-takes-provident-expected-to-issue-mbs-of-agency-eligible-loans-selene-kicks-off-borrower-assistance-program-newrez-to-move-to-new-servicing-os-novacore-to-buy-insurance-agency</link>
    </item>
    <item>
      <title>Private MI Fares Better Than FHA in Fourth Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[GSE purchase-mortgage business with private MI declined at about half the rate of the decline seen in FHA purchase-mortgage business in the fourth quarter of 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236480</guid>
      <pubDate>Fri, 23 Jan 2026 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236480-private-mi-fares-better-than-fha-in-fourth-quarter</link>
    </item>
    <item>
      <title>Refis With MI Gain Share in Agency MBS Market</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Volume with primary MI was up sharply in the fourth quarter of 2025 at both the government-sponsored enterprises and the Department of Veterans Affairs, while FHA volume lagged to some extent.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236404</guid>
      <pubDate>Thu, 15 Jan 2026 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236404-refis-with-mi-gain-share-in-agency-mbs-market</link>
    </item>
    <item>
      <title>Insurance Costs a Growing Concern for Homeowners in 2026</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Some 70% of homeowners surveyed by Kin said insurance costs weigh more heavily on them than they did five years ago.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236296</guid>
      <pubDate>Mon, 05 Jan 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236296-insurance-costs-a-growing-concern-for-homeowners-in-2026</link>
    </item>
    <item>
      <title>Short Takes: Minimal Marketing From Lenders / Neutral Outlook for Private MI / Pennymac Waiving Credit Report Fee in Wholesale / Pending Home Sales Decline</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Rocket Companies sees opportunities for growth as some lenders pull back, according to Brian Brown, chief financial officer and treasurer of the firm.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236076</guid>
      <pubDate>Thu, 04 Dec 2025 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236076-short-takes-minimal-marketing-from-lenders-neutral-outlook-for-private-mi-pennymac-waiving-credit-report-fee-in-wholesale-pending-home-sales-decline</link>
    </item>
    <item>
      <title>Private MI Sector Gains Originations Share in Third Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage Guaranty Insurance Corp. remained the top producer among the private MIs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235986</guid>
      <pubDate>Fri, 21 Nov 2025 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235986-private-mi-sector-gains-originations-share-in-third-quarter</link>
    </item>
    <item>
      <title>GSE Purchase Mortgages With Private MI Up in 3Q</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[At top-ranked United Wholesale Mortgage, GSE deliveries with private MI were down 9.5% from the second quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235852</guid>
      <pubDate>Fri, 07 Nov 2025 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235852-gse-purchase-mortgages-with-private-mi-up-in-3q</link>
    </item>
    <item>
      <title>Mixed Trends for MI Volume in Agency MBS Market</title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[Loans without mortgage insurance gained some share in the agency MBS market during the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235602</guid>
      <pubDate>Tue, 14 Oct 2025 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235602-mixed-trends-for-mi-volume-in-agency-mbs-market</link>
    </item>
    <item>
      <title>Private MI Activity Rises With Purchase Mortgages in 2Q</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Private MI covered 16.4% of new mortgage production in the second quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235100</guid>
      <pubDate>Fri, 15 Aug 2025 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235100-private-mi-activity-rises-with-purchase-mortgages-in-2q</link>
    </item>
    <item>
      <title>Government-Insured Purchase Mortgages Outpace Competition</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[FHA purchase-mortgage business in Ginnie Mae MBS hit $54.47 billion in the second quarter of 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234732</guid>
      <pubDate>Tue, 08 Jul 2025 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234732-government-insured-purchase-mortgages-outpace-competition</link>
    </item>
    <item>
      <title>FHA, VA Gain MI Market Share in First Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[The FHA/VA share of primary MI volume increased from 60.5% of activity in the fourth quarter of 2024 to 63.8% in the first quarter of 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234297</guid>
      <pubDate>Fri, 16 May 2025 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234297-fha-va-gain-mi-market-share-in-first-quarter</link>
    </item>
    <item>
      <title>Private Mortgage Insurance Activity Declines in 1Q</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Private MI volume in GSE MBS issuance in the first quarter of 2025 was down 20.4% from the previous quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234234</guid>
      <pubDate>Fri, 09 May 2025 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234234-private-mortgage-insurance-activity-declines-in-1q</link>
    </item>
    <item>
      <title>A Weak 1Q Showing for Private MI</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[In states with the highest volume of primary MI, purchase-mortgage activity was more weighted toward government-insured programs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234124</guid>
      <pubDate>Mon, 28 Apr 2025 12:04:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234124-a-weak-1q-showing-for-private-mi</link>
    </item>
    <item>
      <title>Refis Boost Primary MI Volume in Fourth Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[The increase was driven by refinances.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233564</guid>
      <pubDate>Wed, 26 Feb 2025 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233564-refis-boost-primary-mi-volume-in-fourth-quarter</link>
    </item>
    <item>
      <title>Refis With Primary MI Spike in Fourth-Quarter MBS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Deliveries to Fannie Mae and Freddie Mac of mortgages with private MI more than quadrupled from the third quarter, hitting $6.58 billion in the fourth quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233282</guid>
      <pubDate>Fri, 24 Jan 2025 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233282-refis-with-primary-mi-spike-in-fourth-quarter-mbs</link>
    </item>
    <item>
      <title>Short Takes: Private MIs and Natural Disasters / Large Expanded-Credit MBS From Annaly / New Leader at Broker Action Coalition / MBA Provides Grant to LA Children’s Hospital</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The brunt of insurance burdens tied to natural disasters fall on property insurance providers, though private MIs could see an uptick in delinquencies.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233286</guid>
      <pubDate>Fri, 24 Jan 2025 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233286-short-takes-private-mis-and-natural-disasters-large-expanded-credit-mbs-from-annaly-new-leader-at-broker-action-coalition-mba-provides-grant-to-la-childrens-hospital</link>
    </item>
    <item>
      <title>Short Takes: Home Prices on the Rise / Mom-and-Pop Landlords Lead Way for Housing Market / Amynta Group Acquires Mortgage Insurance Underwriter</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Redfin said home prices have risen for three straight months.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233039</guid>
      <pubDate>Thu, 26 Dec 2024 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233039-short-takes-home-prices-on-the-rise-mom-and-pop-landlords-lead-way-for-housing-market-amynta-group-acquires-mortgage-insurance-underwriter</link>
    </item>
    <item>
      <title>Short Takes: UWM Increases Size of Debt Offering / Neutral Outlook for Private MIs / Fitch Upgrades Freedom’s Servicer Rating / Buydowns Prevalent at Homebuilder / Blue Owl Capital Buying HEIs</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[UWM's debt offering priced with an interest rate of 6.625%.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232890</guid>
      <pubDate>Fri, 06 Dec 2024 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232890-short-takes-uwm-increases-size-of-debt-offering-neutral-outlook-for-private-mis-fitch-upgrades-freedoms-servicer-rating-buydowns-prevalent-at-homebuilder-blue-owl-capital-buying-heis</link>
    </item>
    <item>
      <title>HUD Reviewing Potential for FHA Pricing Adjustments</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[FHA Commissioner Julia Gordon suggested any cut in the mortgage insurance premium would likely wait for the next administration.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232732</guid>
      <pubDate>Wed, 20 Nov 2024 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232732-hud-reviewing-potential-for-fha-mip-cut</link>
    </item>
    <item>
      <title>Primary MI Share Shifts Toward Government in 3Q</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Government mortgage insurance programs captured most of the primary MI gain in the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232700</guid>
      <pubDate>Fri, 15 Nov 2024 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232700-primary-mi-share-shifts-toward-government-in-3q</link>
    </item>
    <item>
      <title>Big Swings Likely in Federal Housing Policy Under Trump</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A business-friendly CFPB, higher insurance premiums for FHA borrowers and an exit from conservatorship for the GSEs are all possibilities.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232598</guid>
      <pubDate>Wed, 06 Nov 2024 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232598-big-swings-likely-in-federal-housing-policy-under-trump</link>
    </item>
    <item>
      <title>Primary MI Volume Increases in Third Quarter</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The increase in the use of primary MI during the third quarter was sharpest in refinances.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232431</guid>
      <pubDate>Fri, 18 Oct 2024 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232431-primary-mi-volume-increase-in-third-quarter</link>
    </item>
    <item>
      <title>Mortgage Activity With MI Increases in Third Quarter</title>
      <author>nbhatia@imfpubs.com</author>
      <description>
        <![CDATA[Some $189.08 billion of loans with insurance coverage were included in agency MBS issued in the third quarter, a 13.6% increase from the prior period.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232354</guid>
      <pubDate>Thu, 10 Oct 2024 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232354-mortgage-activity-with-mi-increases-in-third-quarter</link>
    </item>
    <item>
      <title>GSEs Update PMIERs, Private MIs Ready for Changes</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[PMIs say the tougher available assets standards won't impact their eligibility as approved insurers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231923</guid>
      <pubDate>Thu, 22 Aug 2024 11:58:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231923-gses-update-pmiers</link>
    </item>
    <item>
      <title>Short Takes: New Mortgage Reinsurer / Rocket Consistent With CES Securitizations / DSCR Loans in Non-Agency MBS / Growing Through Selling Servicing</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Skyward Specialty Insurance Group launched a mortgage reinsurance business.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231833</guid>
      <pubDate>Tue, 13 Aug 2024 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231833-short-takes-new-mortgage-reinsurer-rocket-consistent-with-ces-securitizations-dscr-loans-in-non-agency-mbs-growing-through-selling-servicing</link>
    </item>
    <item>
      <title>Private MI Companies Gain Share in Second Quarter</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Radian Guaranty ranked first among private MIs in new insurance written, posting a 20.5% increase to $13.89 billion in the second quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231810</guid>
      <pubDate>Fri, 09 Aug 2024 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231810-private-mi-companies-gain-share-in-second-quarter</link>
    </item>
    <item>
      <title>FHA Share in Purchase-Mortgage Market Declines</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[GSE purchase-mortgage volume — both with private mortgage insurance and without private MI — increased at a faster pace in the second quarter of 2024 than FHA purchase-mortgage business.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231712</guid>
      <pubDate>Wed, 31 Jul 2024 11:59:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231712-fha-share-in-purchase-mortgage-market-declines</link>
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