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Home » Topics » Inside Mortgage Trends » Purchase Lending

Purchase Lending
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Zillow Charts Expansion of Mortgage Business

August 7, 2026
James Dohnert
Zillow Home Loans originated $2.2 billion of mortgages in the second quarter of 2026, nearly double its originations from the same quarter last year.
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Better Shifts From Founder Mode to Enterprise Focus

August 7, 2026
Brandon Ivey
Daniel Lewis, the new interim CEO of Better Home & Finance, wants the company to focus on “very select ideas that have a demonstrated product market fit.”
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Smaller Investors Could See Boost From Housing Bill

August 7, 2026
James Dohnert
The new housing law’s restriction on large institutional investors’ ability to purchase single-family homes could boost demand for investment-property mortgages from mom-and-pop investors.
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Capital Changes Unlikely to Boost Bank Business Much

July 24, 2026
James Dohnert
Pending changes to bank capital requirements are unlikely to move depositories further into the mortgage lending space but could provide some additional flexibility to banks moving forward, according to Kroll Bond Rating Agency.
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Labor Unions Look to Tackle Home Affordability

July 24, 2026
James Dohnert
The Teamsters launched a home affordability program for its members, adding to the growing number of homebuying programs offered through unions.
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Economics Justify Use of Retirement Funds for Downpayments

July 24, 2026
Dennis Hollier
An Urban Institute study shows that the internal rate of return of a downpayment on a home often exceeds that of a diversified stock portfolio, especially in low-growth real estate markets.
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Lenders Looking at AI to Reduce Appraisal Risks

July 10, 2026
James Dohnert
Artificial intelligence and stronger due diligence efforts can help reduce growing instances of appraisal fraud, according to mortgage investors and appraisers.
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Primary MI Volume Up in 2Q, Led by FHA and VA

July 10, 2026
Brandon Ivey
The FHA/VA share of agency business with primary mortgage insurance increased during the second quarter for both purchase mortgages and refis. In the first half of 2026, purchase-mortgage volume with primary MI was up only 2.7% from the first half of 2025. (Includes two data tables.)
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Rising Costs, Uncertainty Dampen Housing Market

June 12, 2026
James Dohnert
Home prices are down in some areas, but inflation is more than offsetting any relief for homebuyers.
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Primary MI Volume Falls in 1Q; FHA Boosts Refi Share

May 29, 2026
Namrata Bhatia
The volume of loans with primary insurance coverage flowing into agency mortgage-backed securities declined during the first quarter of 2026. FHA refinances in agency MBS issuance were up 8.0%. (Includes two data tables.)
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