In a wide-ranging conversation, FHFA Acting Director Sandra Thompson described how innovation and new technology can bring more equity to the homebuying process.

A 20-year Freddie Mac veteran, Wendell Chambliss will serve as the company’s first-ever chief diversity and inclusion officer.

A windfall for Fannie and Freddie last year means their contributions to the Housing Trust Fund and the Capital Magnet Fund are up 3.9% for the year.

Credit-related income boosts profits at Fannie Mae; fair value losses at Freddie Mac keep net income growth in check.

The Federal Housing Finance Agency’s proposed 2022-2026 strategic plan focuses on preparing for climate change.

The lawsuit brought by fair housing organizations focused on Fannie Mae’s maintenance and marketing of its real estate-owned properties, that is, homes acquired through foreclosure.

In April, Fannie and Freddie will begin charging sharply higher LLPAs on second-home and high-balance mortgages. The change is likely to expand non-agency securitizations at the expense of Fannie and Freddie.

The GSEs will have to find ways to better serve the rural housing, manufactured housing and affordable housing preservation markets.

Multifamily caps have kept Fannie and Freddie from expanding their footprint in the apartment market, which grew by 25% in 2021 and is expected to expand by as much as 11% this year.

Don Layton believes the new 2022 loan limits will cause home prices to increase even more, but the politicization of the housing-finance system makes it unlikely FHFA will be able to do anything about it.