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Home » Topics » Inside The GSEs » Affordable Housing

Affordable Housing
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New LLPA Rules Kick In Next Month

November 18, 2022
Dennis Hollier
Loan-level price adjustments for low-income and first-time borrowers and for loans that meet duty-to-serve requirements will be a thing of the past on Dec. 2.
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GSEs Introduce Two Systems to Disclose Socially Oriented Lending

November 18, 2022
Dennis Hollier
The new social index methodology gives investors a rigorous, pool-based measure of the social impact of the mortgage-backed securities issued by the enterprises.
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G-Fee Hikes May be Needed to Replace LLPA Revenue

November 4, 2022
Dennis Hollier
By some estimates, the enterprises will have to increase guarantee fees by about 3 basis points to offset the lost revenue from FHFA's targeted elimination of LLPAs.
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Fannie Announces Winning Bidder for Latest CIP Pool

November 4, 2022
Dennis Hollier
A nonprofit specializing in housing for the homeless, aged, and persons with mental disabilities wins the auction on 16 nonperforming loans in Miami.
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FHLB Support for Low-Income Households Down in 2021

October 21, 2022
Dennis Hollier
Funding for affordable housing and community investment programs declined across the board as the FHLBanks’ profits waned in 2021.
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Freddie to Implement Equitable Housing Finance Plan

October 21, 2022
Dennis Hollier
FHFA has allowed for expanded use of forward commitments to facilitate the development of more affordable housing.
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Fannie Names New CEO

October 7, 2022
Dennis Hollier
Currently head of Enterprise Community Partners, Priscilla Almodovar will become the first Latina to head either of the government-sponsored enterprises.
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FHFA Proposes DTS Change for ‘High-Needs’ Rural Areas

October 7, 2022
Dennis Hollier
The regulator proposed a more standard, nationwide definition of “colonia” to make it easier for the enterprises and lenders to identify communities where their activities are eligible for credit under DTS.
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Fannie Fee on Broker Originations Faces Pushback

September 23, 2022
Dennis Hollier
Industry groups say Fannie’s 15-bp fee on broker-originated loans flies in the face of the level playing field for the mortgage business.
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Changes Contemplated for Chattel Loans and GSEs

September 9, 2022
Dennis Hollier
Urban Institute researchers said the reliance on personal loans to finance manufactured housing adds to inequity in affordable housing.
Read More
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