Description+goes+here https://www.insidemortgagefinance.com/rss en-us dhollier@imfpubs.com Construction loans may be too risky for the GSEs to purchase at scale, but Fannie has other products that help increase and preserve supply. http://www.insidemortgagefinance.com/articles/238040 Fri, 24 Jul 2026 15:55:22 -0400 https://www.insidemortgagefinance.com/articles/238040-fannies-supply-problem-strategies dhollier@imfpubs.com House members discuss reforms to AMA, Affordable Housing Program, membership eligibility, and ways to provide CDFIs more access to FHLB advances. http://www.insidemortgagefinance.com/articles/238094 Fri, 24 Jul 2026 15:50:17 -0400 https://www.insidemortgagefinance.com/articles/238094-house-committee-debates-fhlb-reform dhollier@imfpubs.com Senate Democrats press OMB Director Vought to release previously allocated and designated grant funding for organizations to build and rehabilitate housing. http://www.insidemortgagefinance.com/articles/238037 Fri, 24 Jul 2026 15:47:25 -0400 https://www.insidemortgagefinance.com/articles/238037-white-house-withholds-htf-and-cmf-funds dhollier@imfpubs.com FHFA wants to claim exemptions “for certain system of records to ensure the agency can effectively carry out its statutory responsibilities while safeguarding sensitive information.” http://www.insidemortgagefinance.com/articles/237962 Fri, 10 Jul 2026 15:15:54 -0400 https://www.insidemortgagefinance.com/articles/237962-white-house-releases-fhfas-2026-regulatory-agenda dhollier@imfpubs.com Proposed legislation would allow Fannie Mae and Freddie Mac to purchase and securitize residential construction loans, provided those projects meet certain affordability and safety and soundness requirements. http://www.insidemortgagefinance.com/articles/237944 Fri, 10 Jul 2026 15:12:58 -0400 https://www.insidemortgagefinance.com/articles/237944-should-the-gses-support-home-construction dhollier@imfpubs.com Proposed changes would revamp the treatment of “Indian areas” and rural agricultural workers, along with altering the method of calculating area median income. http://www.insidemortgagefinance.com/articles/237841 Fri, 26 Jun 2026 12:07:00 -0400 https://www.insidemortgagefinance.com/articles/237841-fhfa-proposes-broad-revision-of-duty-to-serve-rule dhollier@imfpubs.com As Basel III approaches the end of what may be its last notice and comment period, industry stakeholders work to secure last-minute policy changes. http://www.insidemortgagefinance.com/articles/237853 Fri, 26 Jun 2026 12:04:00 -0400 https://www.insidemortgagefinance.com/articles/237853-trades-question-capital-treatment-for-gses-multifamily-loans dhollier@imfpubs.com Draft legislation would let the GSEs securitize construction loans; Fannie to expand title pilot program. http://www.insidemortgagefinance.com/articles/237860 Fri, 26 Jun 2026 12:01:50 -0400 https://www.insidemortgagefinance.com/articles/237860-gse-roundup dhollier@imfpubs.com The trade group called for an all-of-government effort to solve the housing affordability crisis. That includes the GSEs. http://www.insidemortgagefinance.com/articles/237363 Fri, 01 May 2026 16:11:11 -0400 https://www.insidemortgagefinance.com/articles/237363-can-the-gses-impact-affordability dhollier@imfpubs.com The move will increase the size of eligible loans and the number of units allowed, but stiffer qualification requirements may alienate smaller landlords. http://www.insidemortgagefinance.com/articles/237215 Fri, 17 Apr 2026 14:01:12 -0400 https://www.insidemortgagefinance.com/articles/237215-freddie-mac-merges-sbl-and-conventional-programs dhollier@imfpubs.com Although neither housing EO released last week by President Trump mentions them by name, it’s clear Fannie Mae and Freddie Mac will have a hand in implementing the proposed policy changes. http://www.insidemortgagefinance.com/articles/236992 Fri, 20 Mar 2026 14:18:14 -0400 https://www.insidemortgagefinance.com/articles/236992-trump-housing-policy-announced-via-eo dhollier@imfpubs.com AEI researchers said large institutional investors own about 1% of single-family homes vs. 11% for small-scale investors with low interest rate GSE-backed loans. http://www.insidemortgagefinance.com/articles/236723 Fri, 20 Feb 2026 14:45:50 -0500 https://www.insidemortgagefinance.com/articles/236723-do-gse-backed-investor-loans-crowd-out-fthbs dhollier@imfpubs.com Very-low-income homebuyers have another year to take advantage of the $2,500 credit available through the Home Possible mortgage program. http://www.insidemortgagefinance.com/articles/236619 Fri, 06 Feb 2026 14:44:45 -0500 https://www.insidemortgagefinance.com/articles/236619-freddie-extends-popular-home-possible-offering dhollier@imfpubs.com Testimony from both liberal and conservative housing industry observers questioned the Trump administration’s policy regarding the future of Fannie and Freddie. http://www.insidemortgagefinance.com/articles/236477 Fri, 23 Jan 2026 15:50:54 -0500 https://www.insidemortgagefinance.com/articles/236477-what-hfsc-witnesses-had-to-say-about-the-gses dhollier@imfpubs.com Housing advocates say the new, lower benchmarks generally favor middle- and working-class borrowers at the expense low-income and very low-income borrowers. http://www.insidemortgagefinance.com/articles/236330 Fri, 09 Jan 2026 15:36:25 -0500 https://www.insidemortgagefinance.com/articles/236330-fhfa-finalizes-reduction-in-affordable-housing-requirements dhollier@imfpubs.com Next year, the GSEs will see a $30 billion hike in their combined multifamily caps, which is in keeping with forecasts of more multifamily activity in 2026. http://www.insidemortgagefinance.com/articles/236094 Fri, 05 Dec 2025 13:33:27 -0500 https://www.insidemortgagefinance.com/articles/236094-fhfa-juices-multifamily-caps-for-gses dhollier@imfpubs.com According to an analysis by a former FHFA economist, GSE market share ranges from 14.5% in Eagle Pass, TX, to 67.0% in Boulder, CO. Except for Puerto Rico, these disparities are widest in the South and Southwest. http://www.insidemortgagefinance.com/articles/235849 Fri, 07 Nov 2025 13:54:20 -0500 https://www.insidemortgagefinance.com/articles/235849-uneven-access-to-the-gses dhollier@imfpubs.com Allowing the GSEs, under certain conditions, to purchase up to $300 billion in agency MBS each could reduce mortgage rates by as much as 30 basis points, lender groups say. http://www.insidemortgagefinance.com/articles/235707 Fri, 24 Oct 2025 14:05:24 -0400 https://www.insidemortgagefinance.com/articles/235707-trade-groups-say-let-the-gses-purchase-mbs dhollier@imfpubs.com The FHFA released its first strategic plan under the auspices of Director Bill Pulte. The plan reveals some differing priorities compared with the FHFA under the Biden administration. http://www.insidemortgagefinance.com/articles/235693 Fri, 24 Oct 2025 14:03:28 -0400 https://www.insidemortgagefinance.com/articles/235693-fhfa-seeks-input-on-strategic-plan dhollier@imfpubs.com The CHOICEHome product, previously only available for multisection factory-built homes, is now available for single-wides. It’s expected to improve housing options in rural and underserved areas. http://www.insidemortgagefinance.com/articles/235098 Fri, 15 Aug 2025 13:08:07 -0400 https://www.insidemortgagefinance.com/articles/235098-freddie-expands-financing-options-for-manufactured-homes dhollier@imfpubs.com The GSEs will now be able to invest a combined $4 billion a year in LIHTC affordable housing tax credits. At least half of that investment must be in difficult-to-serve LIHTC communities. http://www.insidemortgagefinance.com/articles/235071 Fri, 15 Aug 2025 13:07:09 -0400 https://www.insidemortgagefinance.com/articles/235071-fhfa-doubles-lihtc-caps dhollier@imfpubs.com A proposed rule change could spell the end of FHFA regulations requiring the GSEs to file triennial equitable housing finance plans. http://www.insidemortgagefinance.com/articles/234965 Fri, 01 Aug 2025 15:11:42 -0400 https://www.insidemortgagefinance.com/articles/234965-fhfa-proposes-repeal-of-fair-lending-rules dhollier@imfpubs.com A rare wave of bipartisanship swept through Congress last week, propelling a key piece of housing legislation through the Senate Banking Committee. And there are separate proposals in the House. http://www.insidemortgagefinance.com/articles/234953 Fri, 01 Aug 2025 15:08:12 -0400 https://www.insidemortgagefinance.com/articles/234953-road-to-housing-runs-through-the-gses dhollier@imfpubs.com The trade group urged Fannie and Freddie to modernize their construction-to-permanent loan products to expand access to affordable housing and encourage more lenders to participate in these projects. http://www.insidemortgagefinance.com/articles/234968 Fri, 01 Aug 2025 15:06:54 -0400 https://www.insidemortgagefinance.com/articles/234968-mba-pushes-pilot-for-upfront-securitization-of-a-key-loan-product dhollier@imfpubs.com Republicans may hope to use any windfall the government gets from selling its stake in the GSEs to offset revenue cuts in their “Big Beautiful Bill,” but housing advocates have other ideas. http://www.insidemortgagefinance.com/articles/234591 Fri, 20 Jun 2025 15:12:46 -0400 https://www.insidemortgagefinance.com/articles/234591-gse-reform-and-affordable-housing dhollier@imfpubs.com Housing finance stakeholders continue to debate whether the Trump administration can safely release Fannie and Freddie from conservatorship. http://www.insidemortgagefinance.com/articles/234459 Fri, 06 Jun 2025 14:35:40 -0400 https://www.insidemortgagefinance.com/articles/234459-schism-over-impact-of-gses-release-from-conservatorship dhollier@imfpubs.com A coalition of more than two dozen affordable and fair housing advocacy groups urged FHFA and HUD to reverse course on staffing cuts and program eliminations. http://www.insidemortgagefinance.com/articles/234484 Fri, 06 Jun 2025 14:19:50 -0400 https://www.insidemortgagefinance.com/articles/234484-housing-advocates-condemn-staffing-reductions-at-federal-housing-agencies dhollier@imfpubs.com House Democrat Susie Lee of Nevada wants some answers about how many foreclosed homes in her state are bought by well-heeled investors from other places and how that affects the availability of affordable housing. http://www.insidemortgagefinance.com/articles/234485 Fri, 06 Jun 2025 14:18:52 -0400 https://www.insidemortgagefinance.com/articles/234485-nevada-democrat-seeks-information-on-out-of-state-homebuyers dhollier@imfpubs.com Speaking at the MBA’s secondary and capital markets conference this week, Fannie and Freddie executives appeared to tailor their remarks to address the priorities of the new FHFA director. http://www.insidemortgagefinance.com/articles/234360 Fri, 23 May 2025 15:31:10 -0400 https://www.insidemortgagefinance.com/articles/234360-gses-adjust-message-for-the-pulte-era dhollier@imfpubs.com Fannie’s Desktop Underwriter and Freddie’s Loan Product Advisor were both updated to include FHFA’s 2025 area median income figures. The changes affect eligibility for duty-to-serve and affordable housing programs. http://www.insidemortgagefinance.com/articles/234369 Fri, 23 May 2025 15:28:15 -0400 https://www.insidemortgagefinance.com/articles/234369-new-amis-go-into-effect