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Home » Topics » Inside The GSEs » FHFA

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FHFA to Improve Oversight of GSEs on Flood Insurance

September 20, 2024
Brandon Ivey
FHFA’s OIG found some inconsistencies in how FHFA reviews the GSEs’ compliance with flood insurance requirements.
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New Tool From FHFA for Studying Disaster Risk

September 20, 2024
Dennis Hollier
A new FHFA dashboard shows the correlation between GSE acquisitions and geography-focused risks associated with natural disasters.
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GSE Roundup

September 20, 2024
Brandon Ivey
House committee hearing on FHFA’s “vanishing independence” to be held next week; FHLBank of Pittsburgh moving headquarters.
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Lenders Urged to Take Steps Toward Credit Score Transition

September 6, 2024
Dennis Hollier
Experts recommend industry stakeholders start working with the new credit scores if they want to be prepared when the transition from FICO Classic to FICO 10 T and VantageScore 4.0 goes into effect.
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GSEs Tout Updated Appraisal Process

September 6, 2024
Dennis Hollier
New appraisal process will replace nine forms with a single, dynamic, data-driven form that works for all single-family residential properties.
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Freddie Updates Fraud Reporting Requirements

September 6, 2024
Dennis Hollier
The mortgage giant has implemented a requirement that seller/servicers maintain and share records of the types of fraud they see as well as any specific fraud cases they’re aware of.
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GSEs Provide Details on New Multifamily Tenant Protections

September 6, 2024
Dennis Hollier
Landlords who repeatedly fail to provide tenants the new enterprise protections could be subject to a 0.20% penalty on their original loan amount or even a default.
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FHLBank Profits Decline in the Second Quarter

August 23, 2024
Dennis Hollier
All but one of the regional banks experienced a sequential decline in net income, but most reported an increase in voluntary contributions to mission-related activities. (Includes data table.)
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Updated PMIERs Not Expected to Impact Insurers

August 23, 2024
Dennis Hollier
Even with the implementation of new asset haircuts and other restrictions into the private mortgage insurance eligibility requirements framework, GSE-approved insurers say they will still have large available asset buffers.
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GSEs' 2025-2027 Housing Goals Reflect Market Realities

August 23, 2024
Dennis Hollier
FHFA’s proposed rule responds to market trends that have made it difficult for the GSEs to meet their benchmark goals.
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