Analysts worry that FHFA’s aggressive policy moves on credit scores are more about saving consumers money than the safety and soundness of the mortgage system.

The FHFA noted that its OIG budget was nine times larger than the average across federal agencies. Critics say the cuts are intended to protect FHFA Director Bill Pulte and President Trump.

Fannie Mae and Freddie Mac will allow lenders to continue submitting UAD 2.6 appraisal reports through May 19, 2027.

Although tensions between the FHFA and its OIG are high, the IG team continues to crank out examinations and audits, including four released this week.

The agency confirmed that its policy related to disputed appraisals complies with 21st ROAD to Housing Act requirements.

Bill Pulte’s claim about home prices; Sagent taps Bon Salle as chair; Fannie NPL sale.

A new study by UI housing researchers shows that VantageScore 4.0 and FICO 10T significantly outperform Classic FICO. 10T also outperforms VS4, but by a much smaller margin.

Even though FHFA Director Bill Pulte spent much of last year floating the idea of LLPA reform as a way to lower the cost of a mortgage, the new LLPA grids for VantageScore 4.0 were not accompanied by a reduction in fees for Classic FICO loans.

Industry stakeholders say credit score changes are positive, but still face operational and market challenges.

The FHFA director claims private mortgage insurers are excessively profitable and should return some of that money to consumers.