Description+goes+here https://www.insidemortgagefinance.com/rss en-us dhollier@imfpubs.com FHFA wants to claim exemptions “for certain system of records to ensure the agency can effectively carry out its statutory responsibilities while safeguarding sensitive information.” http://www.insidemortgagefinance.com/articles/237962 Fri, 10 Jul 2026 15:15:54 -0400 https://www.insidemortgagefinance.com/articles/237962-white-house-releases-fhfas-2026-regulatory-agenda dhollier@imfpubs.com Proposed legislation revives congressional debate about ending the conservatorships. But mortgage industry stakeholders are skeptical about the bills chance of passage. http://www.insidemortgagefinance.com/articles/237918 Fri, 10 Jul 2026 15:13:02 -0400 https://www.insidemortgagefinance.com/articles/237918-house-bill-would-codify-conservatorship-reforms dhollier@imfpubs.com Proposed legislation would allow Fannie Mae and Freddie Mac to purchase and securitize residential construction loans, provided those projects meet certain affordability and safety and soundness requirements. http://www.insidemortgagefinance.com/articles/237944 Fri, 10 Jul 2026 15:12:58 -0400 https://www.insidemortgagefinance.com/articles/237944-should-the-gses-support-home-construction dhollier@imfpubs.com Former Freddie CEO believes recap-and-release will not be completed while President Trump is in office. http://www.insidemortgagefinance.com/articles/237964 Fri, 10 Jul 2026 15:11:06 -0400 https://www.insidemortgagefinance.com/articles/237964-no-end-in-sight-for-the-conservatorship dhollier@imfpubs.com In a scenario that Fannie and Freddie exit conservatorship, Urban Institute analysts believe that the courts will allow the uniform MBS to persist, even though it requires coordination between the GSEs that could invite antitrust litigation. http://www.insidemortgagefinance.com/articles/237956 Fri, 10 Jul 2026 15:10:08 -0400 https://www.insidemortgagefinance.com/articles/237956-umbs-vs-sherman-act dhollier@imfpubs.com Naa Awaa Tagoe lands at Scotiabank; Fannie completes RPL sale; FHLBank Office of Finance names new directors. http://www.insidemortgagefinance.com/articles/237965 Fri, 10 Jul 2026 15:09:10 -0400 https://www.insidemortgagefinance.com/articles/237965-gse-roundup dhollier@imfpubs.com Proposed changes would revamp the treatment of “Indian areas” and rural agricultural workers, along with altering the method of calculating area median income. http://www.insidemortgagefinance.com/articles/237841 Fri, 26 Jun 2026 12:07:00 -0400 https://www.insidemortgagefinance.com/articles/237841-fhfa-proposes-broad-revision-of-duty-to-serve-rule dhollier@imfpubs.com Despite the controversy surrounding his investigations into political enemies of the president, FHFA Director Bill Pulte is asking Congress for enforcement authority over suspected cases of fraud. http://www.insidemortgagefinance.com/articles/237850 Fri, 26 Jun 2026 12:06:00 -0400 https://www.insidemortgagefinance.com/articles/237850-fhfa-renews-appeal-for-enforcement-authority dhollier@imfpubs.com The National Association of Mortgage Brokers contends that the condo sector hasn’t had nearly enough time to prepare for the GSEs’ new requirements. http://www.insidemortgagefinance.com/articles/237857 Fri, 26 Jun 2026 12:03:00 -0400 https://www.insidemortgagefinance.com/articles/237857-brokers-seek-delay-of-condo-project-review-requirements dhollier@imfpubs.com Draft legislation would let the GSEs securitize construction loans; Fannie to expand title pilot program. http://www.insidemortgagefinance.com/articles/237860 Fri, 26 Jun 2026 12:01:50 -0400 https://www.insidemortgagefinance.com/articles/237860-gse-roundup dhollier@imfpubs.com A 50% cap on debt-to-income ratio within Fannie Mae’s Desktop Underwriter acts as an extra-regulatory limit on credit availability, according to researchers at the Federal Reserve Bank of St. Louis. http://www.insidemortgagefinance.com/articles/237702 Fri, 12 Jun 2026 16:07:00 -0400 https://www.insidemortgagefinance.com/articles/237702-fannie-aus-more-restrictive-than-freddies dhollier@imfpubs.com Lenders responsible for the majority of conventional mortgage originations are currently using VantageScore in some fashion, but it’s still not clear how they deal with differences between VS4 and classic FICO. http://www.insidemortgagefinance.com/articles/237730 Fri, 12 Jun 2026 16:04:00 -0400 https://www.insidemortgagefinance.com/articles/237730-unanswered-questions-about-vantagescore-40-adoption dhollier@imfpubs.com A GSE shareholder advocate says selling rights to existing shareholders could resolve conflicting objectives that have vexed GSE reform during the Trump administration. http://www.insidemortgagefinance.com/articles/237739 Fri, 12 Jun 2026 16:03:00 -0400 https://www.insidemortgagefinance.com/articles/237739-another-nuance-for-gse-reform dhollier@imfpubs.com Despite saying he will nominate former SEC Chair Jay Clayton as director of national intelligence, President Trump appears to be sticking with FHFA Director Bill Pulte as acting DNI. http://www.insidemortgagefinance.com/articles/237738 Fri, 12 Jun 2026 16:02:00 -0400 https://www.insidemortgagefinance.com/articles/237738-pultes-role-as-acting-dni-in-limbo dhollier@imfpubs.com Four of the 11 regional Federal Home Loan Banks saw double-digit declines in net income in the first quarter, even though total assets grew for the period. (Includes three data tables.) http://www.insidemortgagefinance.com/articles/237586 Fri, 29 May 2026 12:14:04 -0400 https://www.insidemortgagefinance.com/articles/237586-margins-dip-at-the-fhlbanks dhollier@imfpubs.com Some economists suggest Fannie and Freddie should accept mortgages that include a modest prepayment penalty as a way to keep residential mortgage rates lower. But that would be a political challenge. http://www.insidemortgagefinance.com/articles/237597 Fri, 29 May 2026 12:10:08 -0400 https://www.insidemortgagefinance.com/articles/237597-new-perspectives-on-gse-reform dhollier@imfpubs.com Milliman researchers calculate that the capital benefit Fannie Mae and Freddie Mac receive for their CRT activity reduces their capital requirement by about 20%. http://www.insidemortgagefinance.com/articles/237614 Fri, 29 May 2026 12:01:00 -0400 https://www.insidemortgagefinance.com/articles/237614-what-mbs-disclosures-tell-us-about-gse-capital dhollier@imfpubs.com Both VantageScore and FICO have commissioned research to support their claims of superiority. But the truth probably won’t be known until VantageScore 4.0 and FICO 10T compete head-to-head. http://www.insidemortgagefinance.com/articles/237442 Fri, 15 May 2026 12:08:13 -0400 https://www.insidemortgagefinance.com/articles/237442-comparing-vantagescore-40-and-fico-10t dhollier@imfpubs.com Two main sources for lender liquidity are working to improve communication and simplify collateral exchange. http://www.insidemortgagefinance.com/articles/237441 Fri, 15 May 2026 12:06:16 -0400 https://www.insidemortgagefinance.com/articles/237441-fhlbs-describe-synchrony-with-federal-reserve bivey@imfpubs.com In a brief appearance on a show hosted by Steve Bannon, FHFA Director Bill Pulte suggested that part of the reason he was confirmed for the position was to address home prices. http://www.insidemortgagefinance.com/articles/237488 Fri, 15 May 2026 12:01:20 -0400 https://www.insidemortgagefinance.com/articles/237488-pulte-echoes-trump-in-push-for-housing-legislation dhollier@imfpubs.com Until Fannie and Freddie are more transparent about the loan-level pricing adjustment grids for the new credit score, lenders and investors will remain cautious about its implementation. http://www.insidemortgagefinance.com/articles/237362 Fri, 01 May 2026 16:21:02 -0400 https://www.insidemortgagefinance.com/articles/237362-questions-remain-on-vantagescore-40-implementation dhollier@imfpubs.com If FHFA reduces the GSEs’ capital requirements, that would be a key signal that efforts are moving forward to end the conservatorship of Fannie Mae and Freddie Mac. http://www.insidemortgagefinance.com/articles/237355 Fri, 01 May 2026 16:20:03 -0400 https://www.insidemortgagefinance.com/articles/237355-gaming-out-gse-reform dhollier@imfpubs.com FHFA argued that the award was an unjustified windfall for GSE shareholders, many of whom knew about the net worth sweep when they purchased the stock. http://www.insidemortgagefinance.com/articles/237344 Fri, 01 May 2026 16:17:05 -0400 https://www.insidemortgagefinance.com/articles/237344-fhfa-appeals-jury-award-in-shareholder-lawsuit dhollier@imfpubs.com Industry watchers believe GSE reform is probably off the table until after the mid-term elections at least, as the administration’s focus has shifted to other priorities. http://www.insidemortgagefinance.com/articles/237369 Fri, 01 May 2026 16:15:06 -0400 https://www.insidemortgagefinance.com/articles/237369-status-quo-for-fannie-and-freddie dhollier@imfpubs.com GAO auditors suggested FHFA update its procedures for how accounting personnel consider the impact significant policy changes may have on its financial reporting. FHFA declines, saying the current procedures are fine. http://www.insidemortgagefinance.com/articles/237370 Fri, 01 May 2026 16:12:09 -0400 https://www.insidemortgagefinance.com/articles/237370-alphabet-soup-gao-fhfa-debate-gaap dhollier@imfpubs.com The trade group called for an all-of-government effort to solve the housing affordability crisis. That includes the GSEs. http://www.insidemortgagefinance.com/articles/237363 Fri, 01 May 2026 16:11:11 -0400 https://www.insidemortgagefinance.com/articles/237363-can-the-gses-impact-affordability dhollier@imfpubs.com The Federal Home Loan Bank trade group supports President Trump’s executive order on improving access to mortgage credit. http://www.insidemortgagefinance.com/articles/237228 Fri, 17 Apr 2026 14:09:02 -0400 https://www.insidemortgagefinance.com/articles/237228-fhlbs-lobby-for-regulatory-reform dhollier@imfpubs.com Fannie Mae belatedly joined Freddie Mac in establishing ground rules for seller/servicers that deploy or manage artificial intelligence or machine learning tools while doing business with the enterprise. http://www.insidemortgagefinance.com/articles/237219 Fri, 17 Apr 2026 14:08:04 -0400 https://www.insidemortgagefinance.com/articles/237219-fannie-sets-guardrails-for-ai-ml dhollier@imfpubs.com The move will increase the size of eligible loans and the number of units allowed, but stiffer qualification requirements may alienate smaller landlords. http://www.insidemortgagefinance.com/articles/237215 Fri, 17 Apr 2026 14:01:12 -0400 https://www.insidemortgagefinance.com/articles/237215-freddie-mac-merges-sbl-and-conventional-programs dhollier@imfpubs.com Experts at the bond giant criticized the random MBS purchases, GSE public offering plans and guarantee-fee reductions. http://www.insidemortgagefinance.com/articles/237198 Thu, 16 Apr 2026 16:08:20 -0400 https://www.insidemortgagefinance.com/articles/237198-pimco-skeptical-of-administrations-affordability-plans