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Home » Topics » Government-Insured Lending » FHA

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Brokers Gain Share in FHA/VA Lending

September 27, 2023
Monica Hogan
Brokers saw the biggest sequential increase in FHA/VA business, with volume up 59.1% from the first quarter to $13.35 billion.
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Ginnie Easing Liquidity Concerns for HECM MBS Issuers

September 25, 2023
Monica Hogan
Late last year, Ginnie seized the mortgage servicing assets of Reverse Mortgage Funding after the company filed for bankruptcy, citing liquidity issues.
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FHA Should Eliminate Downpayment Requirements, Tozer Says

September 19, 2023
Monica Hogan
Former Ginnie Mae President Ted Tozer wants FHA to consider adjusting or eliminating its minimum downpayment requirement to put homeownership in the reach of more consumers.
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CFPB Analysis Cites Concerns With Reverse Mortgage Ads

September 14, 2023
Monica Hogan
The CFPB examined direct mail ads for reverse mortgages.
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Ginnie MBS Issuance Level in August

September 13, 2023
Monica Hogan
Some $36.47 billion of Ginnie MBS was issued in August, essentially level compared with July.
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Short Takes: Home Prices Expected to Level Off / FHA Ends Loan Rejection Reporting / HELOC MBS Holding Up

September 8, 2023
Brandon Ivey
Downward pressure on home prices from rates and upward pressure from demand and limited inventory will likely balance each other out.
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Energy Efficiency Proposal a Concern for Lenders, Homebuilders

August 17, 2023
Monica Hogan
The Departments of Agriculture and Housing and Urban Development recently issued a proposal for new energy standards for new construction.
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Ginnie Working to Accept Smaller Lenders

August 16, 2023
Monica Hogan
Many smaller lenders can’t access the Ginnie platform because its eligibility standards require issuers to have “huge volumes,” Ginnie President Alanna McCargo noted.
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Short Takes: Elevated Interest Rates for FHA / Loss for FoA / WAMC Goes with AGMIT

August 9, 2023
Brandon Ivey
Interest rates on FHA mortgages are at levels last seen in 2002.
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FHA and VA Delinquencies Rise in Second Quarter

July 31, 2023
Monica Hogan
The uptick was more pronounced for FHA mortgages.
Read More
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