Mixed Trends in Securitization Rate for Residential Mortgages October 2, 2025 Brandon Ivey Some lenders are consistently avoiding delivering certain GSE-eligible mortgages to Fannie Mae or Freddie Mac.Read More
FHA Sets Dec. 30 Deadline for Some Loss-Mit Policies, Makes Adjustments September 25, 2025 Emmeline Willey Servicers can comply with the new policies as of Oct. 1, but the mandatory compliance date was extended to Dec. 30.Read More
FHA Looks to Reverse Regulations, Spurring Affordability September 22, 2025 Emmeline Willey FHA's Matt Jones said the mortgage insurer plans to take a “hard look” at energy conservation code requirements.Read More
Nonbank Lenders Ramp Up ARM Deliveries to Agency MBS September 18, 2025 Brandon Ivey Some $3.70 billion of ARMs were included in agency MBS issued during the second quarter of 2025.Read More
Short Takes: Senate Expected to Consider Housing Package / House Republicans Propose Short-Term Budget Bill / Homebuilder Confidence Level in September / Rithm to Acquire Office-Focused REIT September 17, 2025 Brandon Ivey Leaders in the Senate are considering attaching the ROAD to Housing Act to the National Defense Authorization Act.Read More
Refis Help Push Agency MBS Issuance Up in August September 9, 2025 John Bancroft Issuance increased by 7.8% from July and marked the strongest monthly total since November 2024.Read More
Trades, Consumer Advocates Want More Research on BNPL Loans September 8, 2025 Emmeline Willey Brendan Kelleher of MBA said one challenge in underwriting BNPL loans is their inconsistent visibility in borrower credit profiles.Read More
Nonconforming Mortgages Gain Originations Share in 2Q September 5, 2025 Brandon Ivey Nonconforming products accounted for 21.2% of first-lien originations in the second quarter, according to a new analysis by Inside Mortgage Finance.Read More
Government Lending Has Its Best Quarter in Three Years August 25, 2025 Emmeline Willey Among the top 20 FHA/VA producers in 2Q25, not one was a federally insured depository.Read More
Retail Channel Loses Some Share in Agency Market August 20, 2025 Andras Malatinszky The retail segment, with a market share of 42.7%, maintained a narrow lead ahead of correspondents in the second quarter.Read More
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