https://www.insidemortgagefinance.com/rss en-us jbancroft@imfpubs.com Issuance of agency mortgage-backed securities increased by 4.6% on a monthly basis to $115.92 billion in August. http://www.insidemortgagefinance.com/articles/238562 Thu, 17 Sep 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238562-purchase-mortgages-push-up-agency-mbs-in-august bivey@imfpubs.com Earlier in his career, Jones was a staffer in the Senate and he was an associate vice president of government housing finance at the Mortgage Bankers Association from early 2023 through early 2025. http://www.insidemortgagefinance.com/articles/238535 Tue, 15 Sep 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238535-jones-nominated-for-fha-commissioner ewilley@imfpubs.com Ginnie guaranteed $49.44 billion of MBS in August, a 3.0% decline from July. Refinance volume declined 13.6% during the period, while purchase-mortgage volume held steady at 0.2%. http://www.insidemortgagefinance.com/articles/238526 Mon, 14 Sep 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238526-declining-refis-drag-down-ginnie-mbs-issuance ewilley@imfpubs.com FHA plans to begin accepting VantageScore 4.0 and FICO 10T credit scoring models on Jan. 1. http://www.insidemortgagefinance.com/articles/238522 Fri, 11 Sep 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238522-fha-to-allow-vs4-fico-10t-at-beginning-of-2027 bivey@imfpubs.com The effort aims to “address crucial workplace and mission needs by eliminating redundancies, streamlining and increasing flexibility in work processes and consolidating administrative functions.” http://www.insidemortgagefinance.com/articles/238471 Tue, 08 Sep 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238471-hud-office-reorganization-plan-withdrawn-after-brief-publication ewilley@imfpubs.com Purchase-mortgage business is running ahead of the levels seen in the first half of 2025. http://www.insidemortgagefinance.com/articles/238430 Wed, 02 Sep 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238430-fha-va-lending-up-sharply-in-first-half-of-year ewilley@imfpubs.com MBA CEO Bob Broeksmit came to the defense of the FHA program and nonbank participants after the Wall Street Journal’s editorial board suggested nonbanks had engaged in risky underwriting under the government guarantee. http://www.insidemortgagefinance.com/articles/238414 Mon, 31 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238414-mba-fires-back-in-defense-of-fha-program-and-nonbank dhollier@imfpubs.com Industry groups — including the Community Associations Institute, the Community Home Lenders of America and the National Association of Realtors — made their displeasure about the change to condo loan applications known in a recent joint letter to Federal Housing Finance Agency Director Bill Pulte. http://www.insidemortgagefinance.com/articles/238357 Mon, 24 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238357-industry-groups-raise-concerns-as-new-condo-rules-go-into-effect ewilley@imfpubs.com Among the milestones that the effort is on track to meet: development of technology systems to accommodate the transition. http://www.insidemortgagefinance.com/articles/238330 Thu, 20 Aug 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238330-fha-testing-of-uad-36-remains-on-track ewilley@imfpubs.com A rise in purchase-mortgage volume wasn't enough to offset declining refi activity. http://www.insidemortgagefinance.com/articles/238306 Wed, 19 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238306-ginnie-issuance-down-in-july-with-fewer-refis bivey@imfpubs.com FHA mortgages continued to show the worst performance. http://www.insidemortgagefinance.com/articles/238282 Fri, 14 Aug 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/238282-mortgage-delinquencies-let-up-in-2q-still-above-2025-levels bivey@imfpubs.com Ginnie will allow trial payment periods to count toward the agency’s seasoning requirements. http://www.insidemortgagefinance.com/articles/238269 Thu, 13 Aug 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/238269-short-takes-ginnie-updates-seasoning-requirements-for-rpls-redwood-goes-bigger-with-ipl-mbs-few-homebuyers ewilley@imfpubs.com Servicers will not need to use a judicial foreclosure process to terminate a loan backed by the Department of Veterans Affairs that has a partial claim interest, according a new VA policy. http://www.insidemortgagefinance.com/articles/238250 Wed, 12 Aug 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238250-non-judicial-foreclosures-allowed-for-va-loans-with-partial-claims jbancroft@imfpubs.com The refi share of agency MBS issuance slid to 24.1% in July after accounting for 45.1% in March. http://www.insidemortgagefinance.com/articles/238236 Tue, 11 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238236-agency-mbs-issuance-down-for-third-consecutive-month-in-july ewilley@imfpubs.com FHA loss-mitigation removals more than doubled from $1.86 billion in the first quarter to $4.74 billion. http://www.insidemortgagefinance.com/articles/238175 Wed, 05 Aug 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238175-loss-mit-removals-of-fha-loans-from-mbs-increase-in-2q bivey@imfpubs.com In the first half of 2026, $120.88 billion of GSE purchase mortgages with private MI was securitized, a 4.5% increase from the first half of 2025. http://www.insidemortgagefinance.com/articles/238089 Fri, 24 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238089-primary-mi-volume-up-somewhat-in-first-half-of-2026 ewilley@imfpubs.com The nonbank increased its Ginnie servicing portfolio by $15.70 billion during the quarter, including $14.35 billion in FHA servicing. http://www.insidemortgagefinance.com/articles/238041 Tue, 21 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238041-bayview-creates-some-distance-from-other-top-ginnie-servicers ewilley@imfpubs.com The groups' joint comment letter called on the FHA to replace its minimum property requirements with the standards used by the government-sponsored enterprises. http://www.insidemortgagefinance.com/articles/238034 Mon, 20 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238034-trade-groups-call-for-fha-reforms bivey@imfpubs.com Nonbanks held the rights to service 68.6% of outstanding servicing tied to agency MBS as of the end of June. http://www.insidemortgagefinance.com/articles/238026 Fri, 17 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238026-nonbank-share-of-agency-servicing-up-again-in-2q ewilley@imfpubs.com In late April, Ginnie announced that it would exclude FHA mortgages on trial payment plans when calculating servicers’ delinquency ratios for compliance purposes. http://www.insidemortgagefinance.com/articles/238028 Fri, 17 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/238028-ginnie-lenient-with-va-delinquencies-as-well bivey@imfpubs.com Primary MI volume in the agency MBS market increased at a faster pace at FHA and VA in the second quarter of 2026 compared with private MI usage with the GSEs. http://www.insidemortgagefinance.com/articles/238011 Thu, 16 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/238011-fha-va-drive-up-primary-mi-volume-in-second-quarter bivey@imfpubs.com M&T Bank says it has been adding capacity to its subservicing operations in anticipation of increasing volume. http://www.insidemortgagefinance.com/articles/238015 Thu, 16 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/238015-m-and-t-adds-subservicing-for-bayview jbancroft@imfpubs.com Rising interest rates took a bite out of MBS and ABS issuance in May and June. http://www.insidemortgagefinance.com/articles/237992 Wed, 15 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237992-securitization-growth-slowed-as-second-quarter-progressed bivey@imfpubs.com Rocket issued $41.35 billion of agency MBS in the April-June period, up 15.1% from the first quarter, with a surge in Ginnie loans. http://www.insidemortgagefinance.com/articles/237966 Fri, 10 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237966-rocket-surpasses-uwm-as-top-agency-mbs-issuer-in-2q ewilley@imfpubs.com The first-quarter tally was the highest quarterly issuance total for Ginnie since the fourth quarter of 2021. http://www.insidemortgagefinance.com/articles/237949 Thu, 09 Jul 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237949-purchase-mortgages-drive-up-ginnie-issuance-in-second-quarter bivey@imfpubs.com The sharpest increase in the use of securitization was in the expanded-credit mortgage market. http://www.insidemortgagefinance.com/articles/237936 Wed, 08 Jul 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237936-mortgage-securitization-rate-increases-in-first-quarter bivey@imfpubs.com “I understand how the Department of Housing and Urban Development and FHA operate behind the scenes, how decisions are made, and what it takes to successfully close complex financing transactions from both sides of the table,” Frank Cassidy wrote on Linkedin. http://www.insidemortgagefinance.com/articles/237923 Tue, 07 Jul 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237923-cassidy-returns-to-walker-and-dunlop-after-fha-stint jbancroft@imfpubs.com A total of $545.80 billion of non-agency MBS backed by single-family mortgages was outstanding at the end of March. http://www.insidemortgagefinance.com/articles/237826 Wed, 24 Jun 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237826-non-agency-share-of-mbs-outstanding-up-in-first-quarter ewilley@imfpubs.com Matt Jones, FHA single-family housing deputy assistant secretary, indicated the agency believed the rescissions would make the FHA program more accessible to a wide range of lenders. http://www.insidemortgagefinance.com/articles/237827 Wed, 24 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237827-fha-clarifies-mod-requirements-loosens-lending-regulations ewilley@imfpubs.com Mutual of Omaha Mortgage and Finance of America Mortgage, the top two lenders in the sector, lost some market share in the first quarter. http://www.insidemortgagefinance.com/articles/237815 Tue, 23 Jun 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237815-hecm-originations-increase-slightly-in-first-quarter