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Home » Topics » IMFnews » Government-Insured Lending

Government-Insured Lending
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MBA Fires Back in Defense of FHA Program and Nonbank

August 31, 2026
Emmeline Willey
MBA CEO Bob Broeksmit came to the defense of the FHA program and nonbank participants after the Wall Street Journal’s editorial board suggested nonbanks had engaged in risky underwriting under the government guarantee.
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Industry Groups Raise Concerns as New Condo Rules Go Into Effect

August 24, 2026
Dennis Hollier
Industry groups — including the Community Associations Institute, the Community Home Lenders of America and the National Association of Realtors — made their displeasure about the change to condo loan applications known in a recent joint letter to Federal Housing Finance Agency Director Bill Pulte.
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FHA Testing of UAD 3.6 Remains on Track

August 20, 2026
Emmeline Willey
Among the milestones that the effort is on track to meet: development of technology systems to accommodate the transition.
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Ginnie Issuance Down in July With Fewer Refis

August 19, 2026
Emmeline Willey
A rise in purchase-mortgage volume wasn't enough to offset declining refi activity.
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Mortgage Delinquencies Let Up in 2Q, Still Above 2025 Levels

August 14, 2026
Brandon Ivey
FHA mortgages continued to show the worst performance.
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Short Takes: Ginnie Updates Seasoning Requirements for RPLs / Redwood Goes Bigger With IPL MBS / Few Homebuyers

August 13, 2026
Brandon Ivey
Ginnie will allow trial payment periods to count toward the agency’s seasoning requirements.
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VA Allows Non-Judicial Foreclosure of Loans With Partial Claims

August 12, 2026
Emmeline Willey
Servicers will not need to use a judicial foreclosure process to terminate a loan backed by the Department of Veterans Affairs that has a partial claim interest, according a new VA policy.
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Agency MBS Issuance Down for Third Consecutive Month in July

August 11, 2026
John Bancroft
The refi share of agency MBS issuance slid to 24.1% in July after accounting for 45.1% in March.
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Loss-Mit Removals of FHA Loans From MBS Increase in 2Q

August 5, 2026
Emmeline Willey
FHA loss-mitigation removals more than doubled from $1.86 billion in the first quarter to $4.74 billion.
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Primary MI Volume Up Somewhat in First Half of 2026

July 24, 2026
Brandon Ivey
In the first half of 2026, $120.88 billion of GSE purchase mortgages with private MI was securitized, a 4.5% increase from the first half of 2025.
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