Short Takes: Senate Confirms FHA, Ginnie Leaders / Mortgage Payments Declining / Property Insurance Trends December 19, 2025 Brandon Ivey The Senate on Thursday confirmed Frank Cassidy as FHA commissioner and Joe Gormley as president of Ginnie Mae.Read More
Refis Lead to Increase in Ginnie MBS Issuance in November December 18, 2025 Emmeline Willey While purchase-mortgage issuance fell 8.4% to hit the lowest monthly volume since March, refinance activity spiked 44.0% in November.Read More
Agency Jumbo Volume Holds Steady in Third Quarter December 12, 2025 Brandon Ivey High-balance loans accounted for 4.4% of total agency MBS issuance in the third quarter.Read More
Housing Bill With Bipartisan Support Introduced in House December 12, 2025 Brandon Ivey The Housing for the 21st Century Act includes a number of provisions that overlap with the ROAD to Housing Act in the Senate.Read More
Short Takes: Foreclosures Slow in November / Equifax Offering Income, Employment Verification Earlier / Democrats in Congress Want to Hear From Vought / Another Bite at the Apple for HECM Comments December 10, 2025 Brandon Ivey Foreclosure filings declined by 3% on a monthly basis in November.Read More
Agency MBS Issuance Hits High for Year in November December 9, 2025 John Bancroft Agency MBS issuance in November hit a level last seen in August 2022 at the tail end of the pandemic-driven mortgage boom.Read More
Congress Revises Terms for Still-in-Progress VA Loss-Mit Program December 3, 2025 Emmeline Willey The changes also allow VA to charge default-related fees under the partial claim, among other adjustments.Read More
Originations Slump Across Products in Third Quarter November 26, 2025 Brandon Ivey The conventional-conforming sector continued to account for the largest portion of originations, with a 52.2% share in the third quarter.Read More
Speculation Rural Housing Service Could Move From USDA to HUD November 26, 2025 Emmeline Willey Sen. Tina Smith, D-MN, discussed the matter this month during the testimony of Glen Smith, USDA nominee for Rural Development under secretary.Read More
Private MI Sector Gains Originations Share in Third Quarter November 21, 2025 John Bancroft Mortgage Guaranty Insurance Corp. remained the top producer among the private MIs.Read More