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Home » Topics » IMFnews » Government-Insured Lending

Government-Insured Lending
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Refis Push Ginnie Issuance Up in October

November 19, 2025
Emmeline Willey
Refi volume in Ginnie MBS issuance increased by 46.7% on a monthly basis to $15.25 billion in October.
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Onity Shifts on Reverse Mortgages, Turns to FoA

November 19, 2025
Brandon Ivey
Onity is selling reverse-mortgage MSRs to Finance of America Reverse and ending production of the loans.
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Negative Equity a Growing Concern for FHA, VA Borrowers

November 17, 2025
Emmeline Willey
Some 4.3% of FHA loans and 7.5% of VA loans are underwater, according to Intercontinental Exchange’s November mortgage report.
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HUD Punts Energy Efficiency Standards to 2026

November 11, 2025
Emmeline Willey
Homebuilders and lenders balked at the standards.
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GSE Purchase Mortgages With Private MI Up in 3Q

November 7, 2025
Brandon Ivey
At top-ranked United Wholesale Mortgage, GSE deliveries with private MI were down 9.5% from the second quarter.
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Delinquency, Foreclosure Removals Rise in Ginnie MBS

November 5, 2025
Emmeline Willey
Servicer removals tied to FHA delinquencies and foreclosures increased 31.0% from the second quarter.
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Lender Offers USDA Loan Lock Extensions During Shutdown

November 3, 2025
Emmeline Willey
Click n' Close said new locks on USDA loans will be eligible for extensions through the end of the year.
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Short Takes: Misconceptions Common Among VA Loans / ABA, NAR Call to End Shutdown / NewDay USA Launches Product to Help with Closing Costs / Caution Keeping Homebuyers on the Sidelines

November 3, 2025
James Dohnert
Most servicemembers mistakenly think VA loans require a downpayment.
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FHA, Ginnie Nominees Reveal Little at Confirmation Hearing

October 31, 2025
Emmeline Willey
FHA Commissioner nominee Frank Cassidy and Ginnie Mae President nominee Joseph Gormley testified before a Senate committee Thursday.
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FHA, VA Servicing Volume Continues Expanding in 3Q

October 23, 2025
Emmeline Willey
Total outstanding balance of single-family mortgages in Ginnie Mae mortgage-backed securities increased by 2.2% from the end of June to $2.65 trillion as of the end of September.
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